40 Plain Rd, Westford, MA 01886 Property Records

Middlesex County and Westford Town property record for 40 Plain Rd, Westford, MA 01886

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,432 sqft · built 1972
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (May 2016)
Tax Bill	$9,376 (2025)
Deeds & Mortgages	May 2023 Refinance Feb 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WFOR M:0065.0 P:0026 S:0000`

Property Details

APN / Parcel Number

Primary APN	`WFOR M:0065.0 P:0026 S:0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,432 sqft Living Area
Gross Area	3,800 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,965 sqft (1.17 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	40 PLAIN RD
City	WESTFORD
State	MA
Zip	01886-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	WESTFORD MA
Township / Civil Division	WESTFORD
Census Block Group	1
Census Block	1020
Census Tract	318100

Owner

Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 PLAIN RD, WESTFORD, MA 01886-1936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Feb 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEW JERSEY LENDERS CORP
Apr 18, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2016 · Amount on Record
Deed Sale	May 18, 2016 · Amount on Record
Deed Book / Page	30049 / 200
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Property Address	40 PLAIN RD, WESTFORD, MA 01886-1936
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037821-192
Date	May 9, 2023
Book Page	37821/192
Instrument	12780

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Property Address	40 PLAIN RD, WESTFORD, MA 01886-1936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33864-159
Date	Feb 25, 2020
Book Page	33864/159
Instrument	8399

Lender

Name	NEW JERSEY LENDERS CORP
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Property Address	40 PLAIN RD, WESTFORD, MA 01886-1936
Document Number	32914-145
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PLAIN RD WESTFORD MA 018861936, WESTFORD, MA 01886-1936

Mortgage

Document Number	32914-145
Date	Apr 23, 2019
Book Page	032914/000145
Instrument	14697

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

Tax Assessment & Valuation

Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Westford Town
Unified School District	Westford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,376.00 (+2.69%)	$696,100 (+4.99%) Land $320,600 Building $375,500
2024	$9,130.00 (+1.12%)	$663,000 (+8.39%) Land $305,300 Building $357,700	$783,275
2023	$9,029.00	$611,700 Land $290,900 Building $320,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFORD WATER DEPARTMENT serves 18,848 people · EPA ID MA3330000
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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