40 Pinell Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 40 Pinell Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,120 sqft · built 2005
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Sep 2020)
Tax Bill	$4,714 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7026-00650-0020`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7026-00650-0020`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,120 sqft Heated Area
Gross Area	3,827 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Driveway	Driveway
Driveway Area	1,173 sqft
Pool Type	Enclosed Pool
Pool Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	40 PINELL LN
City	PALM COAST
State	FL
Zip	32164-7012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 26 BL 65 LOT 2 OR 161/322 OR 411/548 OR 535/1029 OR 957/697 OR 1120/345 OR 1159/1333 OR 1922/1409 OR 1951/
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	65
Legal Lot Number	2
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1034
Census Tract	60213

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	40 PINELL LN, PALM COAST, FL 32164-7012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	Jul 9, 2013 · Amount on File
Deed Document Number	0002476824
Deed Book / Page	2476 / 824
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 14, 2020
Property Address	40 PINELL LN, PALM COAST, FL 32164-7012
Document Number	0024760824
Book / Page	2476 / 824
Map Reference	MB 9 PG 20-35
Instrument Date	Sep 14, 2020
Instrument	2020036571
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 HICKORY LN, 10, FLAGLER BEACH, FL 32136-4930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PINELL LN, PALM COAST, FL 32164-7012

Mortgage

Document Number	0002476826
Date	Sep 14, 2020
Instrument	2476/826

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,714.00 (+4.83%) Homeowner's exemption	$302,564 (+5.99%)	$383,339 (-1.94%) Land $53,000 Building $330,339
2023	$4,497.00 (+0.81%) Homeowner's exemption	$285,473 (+3%)	$390,925 (+7.43%) Land $42,000 Building $348,925
2022	$4,461.00 Homeowner's exemption	$277,159	$363,883 Land $44,000 Building $319,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000