40 Pine Valley Rd, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 40 Pine Valley Rd, Florence, MA 01062 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 982 sqft · built 1993
Lot Size	2.07 acres (90,387 sqft)
Owner	2 Individual Names on File
Last Sale	$229,900 (Nov 2007)
Tax Bill	$4,845 (2025)
Deeds & Mortgages	Feb 2022 Refinance
APN	`NHAM M:0035 B:0174 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0035 B:0174 L:0001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	982 sqft Living Area
Gross Area	734 sqft
1st Floor Area	982 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	90,387 sqft (2.07 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	40 PINE VALLEY RD
City	FLORENCE
State	MA
Zip	01062-3600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WILLIAM C PODOLAK
Legal Block	174
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1033
Census Tract	821700

Owner

Source: Hampshire County and Northampton City records · APN NHAM M:0035 B:0174 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 PINE VALLEY RD, FLORENCE, MA 01062-3600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2007 · Amount on Record
Deed Sale	Nov 30, 2007 · Amount on Record
Deed Document Number	200729704
Deed Book / Page	9336 / 215
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	40 PINE VALLEY RD, NORTHAMPTON, MA 01062-3600
Transaction Type	Mortgage
Record Updated	Mar 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014455-230
Date	Feb 15, 2022
Book Page	14455/230
Instrument	3356

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2037

Tax Assessment & Valuation

Source: Hampshire County and Northampton City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,845.00 (+12.2%)	$347,800 (+27.59%) Land $158,500 Building $189,300	$316,635 (+1.25%)
2024			$312,740
2023	$4,318.00	$272,600 Land $137,400 Building $135,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250158217001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	27 (1982–2023)
Claims Outside the SFHA	1 of 27
Most Recent Claim	Dec 2023, river or lake flooding
Claims By Storm	Tropical Storm Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.