40 Pine St, Decatur, AL 35603 Property Records

Morgan County property record for 40 Pine St, Decatur, AL 35603

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,974 sqft · built 1968
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$186,000 (Jul 2024)
Tax Bill	$641 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-18-0-004-025.000`

Property Details

APN / Parcel Number

Primary APN	`11-04-18-0-004-025.000`
Alternative APNs	`147767` `23222`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,974 sqft Living Area
1st Floor Area	1,974 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Porch	Open Porch
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	147767
Street Address	40 PINE ST
City	DECATUR
State	AL
Zip	35603-6221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF SIX WAY SUB LOT 17 PLAT BK. 5, P. 5
Legal Range	3W
Legal Township	6S
Legal Section	18
Legal Subdivision	SIX WAY SUB
Legal Lot Number	17
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1021
Census Tract	5404

Owner

40 Pine St is owned and occupied by two individuals who bought it in July 2024.

Source: Morgan County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 PINE ST, DECATUR, AL 35603-6221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 30, 2018	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 28, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Oct 30, 2018	Warranty Deed, Transfer TITLE AND CLOSING SERVICES, TITLE & CLOSING SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on File
Deed Sale	Jul 30, 2024 · Amount on File
Prior Sale	Oct 30, 2018 · Amount on File
Deed Book / Page	2024 / 6444
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	40 PINE ST, DECATUR, AL 35603-6221
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/4606
Date	Jan 27, 2021
Book Page	2021/4606

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	40 PINE ST, DECATUR, AL 35603-6221
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/35576
Date	Oct 30, 2018
Book Page	2018/35576

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	40 PINE ST, DECATUR, AL 35603-6221
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/6874
Date	Feb 28, 2020
Book Page	2020/6874

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Oct 30, 2018
Property Address	40 PINE ST, DECATUR, AL 35603-6221
Document Number	2018/09775
Book / Page	2018 / 09775
Map Reference	MB5 PG5
Instrument Date	Oct 26, 2018
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	TITLE AND CLOSING SERVICES, TITLE & CLOSING SERVICES

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2591 NANCE FORD RD, 2591, HARTSELLE, AL 35640-7329

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 PINE ST, DECATUR, AL 35603-6221

Tax Assessment & Valuation

The 2025 property tax bill for 40 Pine St was $641 with a homeowner's exemption.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Priceville City
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$641.00 Homeowner's exemption	$18,570 (-) Land $1,820 Building $16,750	$185,700 (-) Land $18,200 Building $167,500
2024		$18,570 (-) Land $1,820 Building $16,750	$185,700 (-) Land $18,200 Building $167,500
2023	$641.00 (+9.01%) Homeowner's exemption	$18,570 (+8.28%) Land $1,820 Building $16,750	$185,700 (+8.28%) Land $18,200 Building $167,500
2022	$588.00 Homeowner's exemption	$17,150 Land $1,580 Building $15,570	$171,500 Land $15,800 Building $155,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Pine St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088
Water Source	Purchased surface water from DECATUR, MUNICIPAL UB OF
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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