Buncombe County property record for 40 Pine Ridge Trl, Arden, NC 28704 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,292 sqft · built 1991 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Apr 2017) |
| Tax Bill | $1,597 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 695980-2020-202 |
| Primary APN | 695980-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| Gross Area | 1,776 sqft |
| 1st Floor Area | 1,292 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 195 sqft |
| Patio Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 695980-2020-202 |
|---|---|
| Street Address | 40 PINE RIDGE TRL |
| City | ARDEN |
| State | NC |
| Zip | 28704-7703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIV: THE VILLAGE AT AVERYS CREEK LOT: 84 SECTION: 01 PLAT: 0058-0032 |
| Legal Subdivision | THE VILLAGE AT AVERYS CREEK |
| Legal Block | 1 |
| Legal Lot Number | 84 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | AVERY CREEK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2303 |
Source: Buncombe County records · APN 695980-2020-202
Assessment roll updated September 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 PINE RIDGE TRL, ARDEN, NC 28704-7703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust · Line of Credit THIRD FEDERAL SAVINGS AND LOANS/CLEVELAND |
| Apr 01, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Oct 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 21, 2017 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2017 · Amount on Record |
| Deed Sale | Apr 21, 2017 · Amount on Record |
| Deed Book / Page | 5541 / 1263 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Apr 01, 2026 |
| Property Address | 40 PINE RIDGE TRL, ARDEN, NC 28704-7703 |
| Document Number | 6579001384 |
| Book / Page | 6579 / 1384 |
| Instrument Date | Mar 27, 2026 |
| Record Updated | Apr 10, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 40 PINE RIDGE TRL, ARDEN, NC 28704-7703 |
| Document Number | 6579001384, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 6579/1384 |
| Name | THIRD FEDERAL SAVINGS AND LOANS/CLEVELAND |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Apr 01, 2026 |
| Property Address | 40 PINE RIDGE TRL, ARDEN, NC 28704-7703 |
| Document Number | 0065791384 |
| Book / Page | 6579 / 1384 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 40 PINE RIDGE TRL, ARDEN, NC 28704-7703 |
| Document Number | 6579001384, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 6579/1384 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 40 PINE RIDGE TRL, ARDEN, NC 28704-7703 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0061720048 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 6172/48 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 40 PINE RIDGE TRL, ARDEN, NC 28704-7703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057520029 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 5752/0029 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 40 PINE RIDGE TRL, ARDEN, NC 28704-7703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0058211856 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 5821/1856 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Apr 21, 2017 |
| Property Address | 40 PINE RIDGE TRL, ARDEN, NC 28704-7703 |
| Document Number | 0055411263 |
| Book / Page | 5541 / 1263 |
| Map Reference | MB 58 PG 32 |
| Instrument Date | Apr 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 PINE RIDGE TRL, ARDEN, NC 28704-7703 |
| Document Number | 55411267 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 5541/1267 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,597.00 (+4.65%) | $247,900 (-) Land $38,600 Building $209,300 | $247,900 (-) Land $38,600 Building $209,300 |
| 2024 | $1,526.00 (+3.32%) | ||
| 2023 | $1,477.00 | $247,900 | $247,900 (-) Land $38,600 Building $209,300 |
| 2021 | $247,900 Land $38,600 Building $209,300 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,273 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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