Delaware County and Davenport Town property record for 40 Pine Lake Rd, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,396 sqft · built 1880 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,017 (2026) |
| Deeds & Mortgages | Mar 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 122600 23.1-1-17.1 |
| Primary APN | 122600 23.1-1-17.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Living Area |
| 1st Floor Area | 1,724 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 132 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 288 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 05800631003 |
|---|---|
| Street Address | 40 PINE LAKE RD |
| City | ONEONTA |
| State | NY |
| Zip | 13820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | MINE PATENT CLIFFORD H ROWLAND |
| Legal Block | 1 |
| Legal Lot Number | 17.100 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | DAVENPORT |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 970102 |
40 Pine Lake Rd is owned by two individuals who acquired it in March 2023.
Source: Delaware County and Davenport Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 123, DAVENPORT CENTER, NY 13751-0123 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 3, 2023 |
| Transfer Doc | 00001744/1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Mar 10, 2023 |
| Property Address | 40 PINE LAKE RD, ONEONTA, NY 13820-4265 |
| Document Number | 00001744/1 |
| Book / Page | 1744 / 1 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 1665 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11632 STATE HIGHWAY 23, DAVENPORT CENTER, NY 13751 |
The 2026 property tax bill for 40 Pine Lake Rd was $2,017, up 2% from the year before.
Source: Delaware County and Davenport Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Davenport Town |
| Unified School District | Charlotte Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,017.00 (+2.02%) | ||
| 2025 | $1,977.00 | $56,160 Land $9,500 Building $46,660 | $118,232 Land $20,000 Building $98,232 |
| 2023 | $56,160 (-) Land $6,968 Building $49,192 | $103,400 (+11.54%) Land $12,829 Building $90,571 | |
| 2022 | $56,160 Land $6,968 Building $49,192 | $92,700 Land $11,502 Building $81,198 | |
| 2021 | $907.00 (+4.73%) | ||
| 2020 | $866.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Pine Lake Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Pine Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Delhi Telephone Company Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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