40 Pine Crest Dr, Denver, PA 17517 Property Records

Lancaster County property record for 40 Pine Crest Dr, Denver, PA 17517

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,062 sqft · built 1973
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Dec 2023)
Tax Bill	$4,088 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Sep 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090-56084-0-0000`

Property Details

APN / Parcel Number

Primary APN	`090-56084-0-0000`
Alternative APN	`0903M15 1 4`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,062 sqft Living Area
Gross Area	2,954 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	830 sqft
Unfinished Basement	402 sqft
Game Room	Game Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Deck Area	336 sqft
Patio Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	40 PINE CREST DR
City	DENVER
State	PA
Zip	17517-9548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OS
Legal Description	40 PINE CREST DR
Legal Subdivision	WHISPERING PINES SEC 01 FINAL
Legal Lot Number	4
Jurisdiction	LANCASTER PA
Township / Civil Division	WEST COCALICO
Census Block Group	2
Census Block	2003
Census Tract	10104

Owner

Source: Lancaster County records · APN 090-56084-0-0000

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	330 S REAMSTOWN RD, EPHRATA, PA 17522-9673
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2023	Deed, Transfer · Conventional Mortgage THE EPHRATA NATIONAL BANK
Sep 19, 2023	Intrafamily Transfer, Transfer
Dec 12, 2022	Deed, Transfer · Conventional Mortgage THE EPHRATA NATIONAL BANK
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit THE EPHRATA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 04, 2023 · Amount on Record
Deed Sale	Dec 04, 2023 · Amount on Record
Prior Sale	Dec 12, 2022 · Amount on Record
Deed Document Number	20236763630
Prior Transfer Date	Sep 11, 2023
Prior Transfer Doc	0006753608
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Dec 04, 2023
Property Address	40 PINE CREST DR, DENVER, PA 17517-9548
Document Number	0006763630
Map Reference	MB J-39 PG 2
Instrument Date	Dec 04, 2023
Instrument	6763630
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 S REAMSTOWN RD, EPHRATA, PA 17522-9673

Mortgage

Document Number	0006763631
Date	Dec 04, 2023
Instrument	6763631

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	9.25%
Type Change Date	Jan 01, 2031
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	14.2%
Max Rate	14.2%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER PA
Recording Date	Sep 19, 2023
Property Address	40 PINE CREST DR, DENVER, PA 17517-9548
Document Number	0006753608
Map Reference	MB J-39 PG 2
Instrument Date	Sep 11, 2023
Instrument	6753608
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PINE CREST DR, DENVER, PA 17517-9548

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Dec 12, 2022
Property Address	40 PINE CREST DR, DENVER, PA 17517-9548
Document Number	0006716127
Map Reference	MB J-39 PG 2
Instrument Date	Dec 08, 2022
Instrument	6716127
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	REGAL ABSTRACT LANCASTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 PINE CREST DR, DENVER, PA 17517-9548

Mortgage

Document Number	0006716128
Date	Dec 12, 2022
Instrument	6716128

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Jan 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.9%
Index	Other
Margin	3
Max Rate	10.9%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	40 PINE CREST DR, DENVER, PA 17517-9548
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PINE CREST DR, DENVER, PA 17517-9548

Mortgage

Document Number	0006702792
Date	Sep 14, 2022
Instrument	6702792

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank
Address	EPHRATA, PA 17522

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	West Cocalico Township
Unified School District	Cocalico School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,700 (-) Land $50,900 Building $105,800	$156,700 (-) Land $50,900 Building $105,800
2025	$4,088.00 (+4.29%)
2024	$3,920.00 (+5.15%)	$156,700 (-) Land $50,900 Building $105,800
2023	$3,728.00 Homeowner's exemption	$156,700 Land $50,900 Building $105,800
2018			$156,700 Land $50,900 Building $105,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Pencor Services Fiber · Cable in parts of the area	2,000 / 2,000
Uniti Group DSL	100 / 20

May also be available: Verizon, Xfinity.

Based on FCC filings for 72 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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