Flagler County property record for 40 Pine Circle Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,270 sqft · built 2023 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | Company Name on Record |
| Last Sale | $309,000 (Nov 2023) |
| Tax Bill | $1,846 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7026-00170-0140 |
| Primary APN | 07-11-31-7026-00170-0140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,270 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,106 sqft (0.232 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 40 PINE CIRCLE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 26 BLOCK 00017 LOT 0014 SUBDIVISION COMPLETION YEAR 1980 OR 354 PG 197 OR 1032 PG 449 OR 1110 PG 1548 OR 1 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 17 |
| Legal Lot Number | 14 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 60213 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 40 PINE CIRCLE DR, PALM COAST, FL 32164-7044 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 13, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 27, 2023 | Warranty Deed, Construction Loan EMPOWER TITLE, EMPOWER TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2023 · Amount on Record |
| Deed Sale | Nov 13, 2023 · Amount on Record |
| Prior Sale | Apr 27, 2023 · Amount on Record |
| Deed Document Number | 2023049288 |
| Deed Book / Page | 2826 / 1346 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 13, 2023 |
| Property Address | 40 PINE CIRCLE DR, PALM COAST, FL 32164-7044 |
| Document Number | 0028261346 |
| Book / Page | 2826 / 1346 |
| Map Reference | MB 9 PG 20 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023049288 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | EMPOWER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,163.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258 |
| Name | Verified Name |
|---|---|
| Address | 40 PINE CIRCLE DR, PALM COAST, FL 32164-7044 |
| Document Number | 0028261348 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 2826/1348 |
| Instrument | 2023049289 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 27, 2023 |
| Property Address | 40 PINE CIRCLE DR, PALM COAST, FL 32164-7044 |
| Document Number | 0027750665 |
| Book / Page | 2775 / 665 |
| Map Reference | MB 9 PG 20 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 2023017636 |
| Transaction Type | Construction Loan |
| Record Updated | May 11, 2023 |
| Title Company | EMPOWER TITLE, EMPOWER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,339.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 UTILITY DR, PALM COAST, FL 32137-7386 |
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR, THE WOODLANDS, TX 77380-3258 |
| Investor | Possibly a Property Investor |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,846.00 (+328.31%) Homeowner's exemption Disabled Person's exemption Widower's exemption | $154,754 (+268.46%) | $241,573 (+475.17%) Land $53,000 Building $188,573 |
| 2023 | $431.00 (-0.69%) | $42,000 (-4.55%) Land $42,000 | $42,000 (-4.55%) Land $42,000 |
| 2022 | $434.00 | $44,000 Land $44,000 | $44,000 Land $44,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 75 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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