40 Pine Brook Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 40 Pine Brook Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,762 sqft · built 2005
Lot Size	0.233 acres (10,193 sqft)
Owner	Company Name on File
Tax Bill	$4,656 (2025)
Deeds & Mortgages	Jun 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7026-00550-0140`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7026-00550-0140`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,762 sqft Heated Area
Gross Area	2,499 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,193 sqft (0.233 acres)
Driveway	Driveway
Driveway Area	432 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	40 PINE BROOK DR
City	PALM COAST
State	FL
Zip	32164-7052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 26 BLOCK 00055 LOT 0014 SUBDIVISION COMPLETION YEAR 1980 OR 278 PG 076 OR 940 PG 44 OR 1048 PG 1291 OR 123
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	55
Legal Lot Number	14
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1023
Census Tract	60213

Owner

Source: Flagler County records · APN 07-11-31-7026-00550-0140

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	38130 FLANDERS DR, SOLON, OH 44139-6728
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2025
Deed Sale	Jun 17, 2025
Prior Sale	Oct 30, 2015 · Amount on Record
Deed Document Number	2025025173
Deed Book / Page	2968 / 989
Record Updated	Jun 08, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 17, 2025
Property Address	40 PINE BROOK DR, PALM COAST, FL 32164-7052
Document Number	0029680989
Book / Page	2968 / 989
Map Reference	MB 9 PG 20
Instrument Date	Jun 11, 2025
Instrument	2025025173
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	TARPON TITLE OF FLORIDA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 ERIEVIEW PLZ, CLEVELAND, OH 44114-1839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38130 FLANDERS DR, CLEVELAND, OH 44139-6728

Mortgage

Document Number	0029680991
Date	Jun 17, 2025
Book Page	2968/991
Instrument	2025025174

Lender

Name	LOAN FUNDER LLC SERIES 99821
Address	NEW YORK, NY 10022

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,656.00 (+13.51%)	$257,128 (+4.65%) Land $53,000 Building $204,128	$257,128 (+4.65%) Land $53,000 Building $204,128
2023	$4,102.00 (+4.01%)	$245,711 (+0.68%) Land $42,000 Building $203,711	$245,711 (+0.68%) Land $42,000 Building $203,711
2022	$3,944.00	$244,047 Land $44,000 Building $200,047	$244,047 Land $44,000 Building $200,047

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	75 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 403 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.