40 Pickering St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 40 Pickering St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,454 sqft · built 1870
Lot Size	0.16 acres (6,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,330,000 (Apr 2026)
Tax Bill	$11,840 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:014 B:0180 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:014 B:0180 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,454 sqft Living Area
Gross Area	3,548 sqft
Basement Area	1,069 sqft
Unfinished Basement	534 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,965 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	40 PICKERING ST
City	WINCHESTER
State	MA
Zip	01890-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Block	180
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1001
Census Tract	338200

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 PICKERING ST, WINCHESTER, MA 01890-1516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Quit Claim Deed, Transfer · ARM LEADER BANK NA
May 26, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 7, 2017	Deed of Trust, Mortgage NORTHMARK BANK
Oct 27, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jan 11, 2017	Quit Claim Deed, Transfer NORTHMARK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	202641402
Deed Book / Page	85467 / 459
Prior Transfer Date	May 26, 2022
Prior Transfer Doc	080187-166
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Apr 14, 2026
Property Address	40 PICKERING ST, WINCHESTER, MA 01890-1516
Document Number	085467-459
Book / Page	85467 / 459
Instrument Date	Apr 10, 2026
Instrument	202641402
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 PICKERING ST, WINCHESTER, MA 01890-1516

Mortgage

Date	Apr 14, 2026

Lender

Name	LEADER BANK NA

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Type Change Date	May 1, 2036
Index	Other
Margin	3
Max Rate	-1%

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	May 26, 2022
Property Address	40 PICKERING ST, WINCHESTER, MA 01890-1516
Document Number	080187-166
Book / Page	80187 / 166
Instrument Date	May 26, 2022
Instrument	79512
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PICKERING ST, WINCHESTER, MA 01890-1516

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	40 PICKERING ST, WINCHESTER, MA 01890-1516
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68867-462
Date	Feb 7, 2017
Book Page	68867/462
Instrument	20915

Lender

Name	NORTHMARK BANK
Type	Bank

Agreement

Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Oct 27, 2017
Property Address	40 PICKERING ST, WINCHESTER, MA 01890-1516
Document Number	70147-164
Book / Page	070147 / 000164
Instrument Date	Oct 23, 2017
Instrument	5125
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,055.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 PICKERING ST WINCHESTER MA 018901516, WINCHESTER, MA 01890-1516

Mortgage

Document Number	70147-166
Date	Oct 27, 2017
Book Page	070147/000166
Instrument	5126

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Interest

Rate	3.38%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jan 11, 2017
Property Address	40 PICKERING ST, WINCHESTER, MA 01890-1516
Document Number	68743-97
Book / Page	68743 / 97
Instrument	5636
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.82
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	687430099
Date	Jan 11, 2017
Instrument	68743/0099

Lender

Name	NORTHMARK BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,840.00 (+10,377.88%)	$1,068,600 (+4.76%) Land $617,500 Building $451,100	$1,235,770 (+16.84%)
2025	$113.00 (-98.97%)	$1,020,000 (+5.54%) Land $586,600 Building $433,400	$1,057,635
2024	$10,950.00 (+2.5%)	$966,500 (+6.76%) Land $555,700 Building $410,800
2023	$10,683.00	$905,300 Land $509,400 Building $395,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	61 (1978–2014)
Claims Outside the SFHA	48 of 61
Most Recent Claim	Dec 2014 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 26 claims Severe Storms And Flooding, May 2006 · 13 claims Flooding, Apr 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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