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40 Perry Ln, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 40 Perry Ln, Harpswell, ME 04079

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,983 sqft · built 1992
Lot Size1.85 acres (80,586 sqft)
Owner2 Individual Names on Record
Last Sale$448,800 (Oct 2020)
Tax Bill$3,977 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNHARP M:052 L:088

Property Details

APN / Parcel Number

Primary APNHARP M:052 L:088
Alternative APN
  • 3877

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,983 sqft Living Area
Gross Area6,690 sqft
1st Floor Area1,933 sqft
Basement Area364 sqft
Unfinished Basement364 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area80,586 sqft (1.85 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3877
Street Address40 PERRY LN
CityHARPSWELL
StateME
Zip04079-4127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Lot Number88
JurisdictionHARPSWELL ME
Township / Civil DivisionHARPSWELL
Census Block Group2
Census Block2006
Census Tract17102

Owner

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address115 ELM ST, CHELMSFORD, MA 01824-4244
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2020 · Amount on Record
Deed SaleOct 22, 2020 · Amount on Record
Deed Document Number202067724
Deed Book / Page37331 / 233
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARPSWELL ME
Recording DateOct 22, 2020
Property Address40 PERRY LN, HARPSWELL, ME 04079-4127
Document Number0373310233
Book / Page37331 / 233
Instrument DateOct 15, 2020
Instrument67724
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address115 EIM ST, CHELMSFORD, MA 01824-4244

Mortgage

Document Number67725
DateOct 22, 2020
Instrument67725
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionHarpswell Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,977.00 (+4.71%)$597,100 (-) Land $141,700 Building $455,400
2024$3,798.00 (+4.28%)$597,100 (-) Land $141,700 Building $455,400
2023$3,642.00 (+3.38%)$597,100 (-) Land $141,700 Building $455,400
2022$3,523.00$597,100 Land $141,700 Building $455,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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