Flagler County property record for 40 Perrotti Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,141 sqft · built 1989 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,000 (Jul 2023) |
| Tax Bill | $1,195 (2023) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7025-00150-0290 |
| Primary APN | 07-11-31-7025-00150-0290 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,141 sqft Living Area |
| Gross Area | 1,689 sqft |
| 1st Floor Area | 1,141 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 40 PERROTTI LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 25 BLOCK 00015 LOT 0029 SUBDIVISION COMPLETION YEAR 1975 OR 242 PG 694 OR 383 PG 176 OR 395 PG 577 OR 2032/1558 OR 2096/1989 OR 2178/994 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 15 |
| Legal Lot Number | 29 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 60212 |
40 Perrotti Ln is owned and occupied by two individuals who bought it in July 2023.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 PERROTTI LN, PALM COAST, FL 32164-7453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2023 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2023 · Amount on File |
| Deed Sale | Jul 5, 2023 · Amount on File |
| Prior Sale | Dec 30, 2016 · Amount on File |
| Deed Document Number | 202328775 |
| Deed Book / Page | 2793 / 1805 |
| Prior Transfer Date | Nov 13, 2015 |
| Prior Transfer Doc | 0020961989 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 5, 2023 |
| Property Address | 40 PERROTTI LN, PALM COAST, FL 32164-7453 |
| Document Number | 0027931805 |
| Book / Page | 2793 / 1805 |
| Map Reference | MB 9 PG 1-19 |
| Instrument Date | May 30, 2023 |
| Instrument | 2023028775 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Title Company | PROFESSIONAL CLOSING INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,834.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29 RICHARDSON DR, PALM COAST, FL 32164-6512 |
| Name | Verified Name |
|---|---|
| Address | 40 PERROTTI LN, PALM COAST, FL 32164-7453 |
| Investor | Possibly a Property Investor |
| Document Number | 0027931807 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 2793/1807 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Number | 0027931820 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 2793/1820 |
| Instrument | 2023028777 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IDAHO FALLS, ID 83402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 40 PERROTTI LN, PALM COAST, FL 32164-7453 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Title Company | MORTGAGE TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 40 PERROTTI LN, PALM COAST, FL 32164-7453 |
| Document Number | 0026070052 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 2607/52 |
| Instrument | 2021051254 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Oct 1, 2047 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $190,997 | $193,100 Land $52,000 Building $141,100 | |
| 2023 | $1,195.00 (+2.31%) Homeowner's exemption | $107,262 (+3%) | $192,707 (+1.98%) Land $42,500 Building $150,207 |
| 2022 | $1,168.00 Homeowner's exemption | $104,138 | $188,965 Land $43,000 Building $145,965 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40 Perrotti Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 7 (2007–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Perrotti Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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