40 Perley St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 40 Perley St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,486 sqft · built 1900
Lot Size	0.204 acres (8,899 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jul 2018)
Tax Bill	$6,227 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`B:021 L:332 S:003`

Property Details

APN / Parcel Number

Primary APN	`B:021 L:332 S:003`
Alternative APN	`LYNN M:021 B:332 L:003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,486 sqft Living Area
Gross Area	3,029 sqft
Basement Area	901 sqft
Unfinished Basement	901 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,899 sqft (0.204 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	40 PERLEY ST
City	LYNN
State	MA
Zip	01905-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	332
Legal Lot Number	3
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3000
Census Tract	205700

Owner

40 Perley St is owned and occupied by two individuals who bought it in July 2018.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 PERLEY ST, LYNN, MA 01905-1834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Sep 28, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Sep 28, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Sep 3, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jul 30, 2018	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Apr 27, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Prior Sale	Apr 28, 2006 · Amount on File
Deed Book / Page	36898 / 493
Transfer Doc	036898-493
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	40 PERLEY ST, LYNN, MA 01905-1834
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040248-586
Date	Sep 3, 2021
Book Page	40248/586
Instrument	20210903005000

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	40 PERLEY ST, LYNN, MA 01905-1834
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040320-570
Date	Sep 28, 2021
Book Page	40320/570
Instrument	20210928000950

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	40 PERLEY ST, LYNN, MA 01905-1834
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40320-570
Date	Sep 28, 2021
Book Page	40320/570
Instrument	20210928000950

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	40 PERLEY ST, LYNN, MA 01905-1834
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40248-586
Date	Sep 3, 2021
Book Page	40248/586
Instrument	20210903005000

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 30, 2018
Property Address	40 PERLEY ST, LYNN, MA 01905-1834
Document Number	36898-493
Book / Page	036898 / 000493
Instrument Date	Jul 30, 2018
Instrument	1807303430
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 PERLEY ST LYNN MA 019051834, LYNN, MA 01905-1834

Mortgage

Document Number	36898-495
Date	Jul 30, 2018
Book Page	036898/000495
Instrument	1807303440

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 27, 2018
Property Address	40 PERLEY ST, LYNN, MA 01905-1834
Document Number	36675-486
Book / Page	036675 / 000486
Instrument Date	Apr 23, 2018
Instrument	1804273670
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PERLEY ST LYNN MA 019051834, LYNN, MA 01905-1834

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 27, 2018
Property Address	40 PERLEY ST, LYNN, MA 01905-1834
Document Number	0000592168
Instrument Date	Apr 23, 2018
Instrument	592168
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PERLEY ST LYNN MA 019051834, LYNN, MA 01905-1834

Tax Assessment & Valuation

The 2025 property tax bill for 40 Perley St was $6,227, up 7.4% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,227.00 (+7.38%)	$601,100 (+9.15%) Land $251,900 Building $349,200	$589,665
2024	$5,799.00 (+0.59%)	$550,700 (+6.52%) Land $221,200 Building $329,500
2023	$5,765.00	$517,000 Land $228,500 Building $288,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Perley St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996–2000)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Perley St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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