40 Pebble Xing, Covington, GA 30016 Property Records

Newton County property record for 40 Pebble Xing, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,384 sqft · built 2006
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$127,700 (May 2010)
Tax Bill	$2,998 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0071A-00000-021-000`

Property Details

APN / Parcel Number

Primary APN	`0071A-00000-021-000`
Alternative APNs	`0071A 021` `26363`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,384 sqft Heated Area
1st Floor Area	2,112 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26363
Old Parcel Number	0071A 021
Street Address	40 PEBBLE XING
City	COVINGTON
State	GA
Zip	30016-5849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 21 RESIDENCES PEBBLE
Legal Subdivision	RESIDENCES AT PEBBLE CREEK
Legal Lot Number	21
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	2
Census Block	2029
Census Tract	100802

Owner

40 Pebble Xing is owned and occupied by an individual who bought it in May 2010.

Source: Newton County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	40 PEBBLE XING, COVINGTON, GA 30016-5849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2010 · Amount on File
Deed Sale	May 7, 2010 · Amount on File
Deed Document Number	0002817231
Deed Book / Page	2817 / 231
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 PEBBLE XING, COVINGTON, GA 30016-5849
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PEBBLE XING, COVINGTON, GA 30016-5849

Mortgage

Document Number	0043160000000752
Date	Dec 21, 2021
Book Page	0000004316/0000000752
Instrument	024505

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2046

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 PEBBLE XING, COVINGTON, GA 30016-5849
Document Number	0039020313
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PEBBLE XING COVINGTON GA 300165849, COVINGTON, GA 30016-5849

Mortgage

Document Number	0039020313
Date	Oct 3, 2019
Book Page	003902/000313
Instrument	12914

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 40 Pebble Xing was $2,998.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,998.00	$120,480 (+1.79%) Land $16,400 Building $104,080	$301,200 (+1.79%) Land $41,000 Building $260,200
2024	$2,998.00	$118,360 (+3.32%) Land $16,400 Building $101,960	$295,900 (+3.32%) Land $41,000 Building $254,900
2023		$114,560 Land $8,800 Building $105,760	$286,400 Land $22,000 Building $264,400
2022	$3,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Pebble Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Pebble Xing is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pebble Xing

Nearby Streets

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