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40 Pearl St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 40 Pearl St, Reading, MA 01867 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1960
Square Footage2,416 sqft Living Area
Lot Size11,805 sqft (0.271 acres)
OccupancyOwner Occupied
Last Sale$645,000 (2020)
Tax Bill$9,604.00 (2025)

Property Details

APN / Parcel Number

Primary APNREAD M:022.0-0000-0240.0
Alternative APNs
  • M:022.0=0000=0240.0
  • 870000000070
  • 870000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,416 sqft Living Area
Gross Area3,670 sqft Gross Area
1st Floor1,159 sqft 1st Floor
Basement Area1,120 sqft Basement
Unfinished Basement784 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1960
Architectural StyleOther Style
Exterior MaterialAsbestos Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area11,805 sqft (0.271 acres)

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number870000000070
Street Address40 PEARL ST
CityREADING
StateMA
Zip01867-2656
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionREADING MA
Minor Civil DivisionREADING
Census Blockgroup2
Census Block2014
Census Tract334400

Owner

Source: Middlesex County and Reading Town records · APN READ M:022.0-0000-0240.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 PEARL ST, READING, MA 01867-2656
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Deed of Trust, Mortgage · Stand Alone Refinance
READING COOPERATIVE BANK
Jan 23, 2020Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
METRO CU
Oct 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
DAWN MILLER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 23, 2020 · Amount on Record
Deed SaleJan 23, 2020 · Amount on Record
Prior SaleSep 01, 2010 · Amount on Record
Deed Doc Number202010893
Deed Book / Page74029 / 456
Record RefreshedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address40 PEARL ST, READING, MA 01867-2656
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number081803-251
DateJul 24, 2023
Book Page81803/251
Instrument81317
Lender
NameREADING COOPERATIVE BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term301 Months
DueAug 01, 2048

January 2020: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionREADING MA
Recording DateJan 23, 2020
Property Address40 PEARL ST, READING, MA 01867-2656
Document Number74029-456
Book / Page74029 / 456
Instrument DateJan 23, 2020
Instrument10893
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 PEARL ST, READING, MA 01867-2656

Mortgage

Document Number10894
DateJan 23, 2020
Instrument10894
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address40 PEARL ST, READING, MA 01867-2656
Document Number73551-88
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 PEARL ST READING MA 018672656, READING, MA 01867-2656

Mortgage

Document Number73551-88
DateOct 30, 2019
Book Page073551/000088
Instrument167969
Lender
NameDAWN MILLER
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,604.00 (+0.23%)$843,200 (+3.13%) Land $461,800 Building $381,400$854,430 (-10.91%)
2024$9,582.00 (+6.86%)$817,600 (+14.8%) Land $447,800 Building $369,800$959,025
2023$8,967.00$712,200 Land $390,100 Building $322,100

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