Morris County and Pequannock Township property record for 40 Payson Rd, Pequannock, NJ 07440
| Property Type | Single Family Home |
|---|---|
| Details | 3,794 sqft · built 1956 |
| Lot Size | 0.362 acres (15,751 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Aug 2021) |
| Tax Bill | $14,843 (2024) |
| Deeds & Mortgages | Jun 2023 Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-03504-0000-00009 |
| Primary APN | 31-03504-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,794 sqft Living Area |
| 1st Floor Area | 3,794 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 15,751 sqft (0.362 acres) |
| Lot Dimensions | 150 ft deep x 105 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 3100462000000009 |
|---|---|
| Street Address | 40 PAYSON RD |
| City | PEQUANNOCK |
| State | NJ |
| Zip | 07440-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Subdivision | POMPTON KNOLLS |
| Legal Block | 3504 |
| Legal Lot Number | 9 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | PEQUANNOCK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 40302 |
40 Payson Rd is owned and occupied by two individuals who bought it in August 2021.
Source: Morris County and Pequannock Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 PAYSON RD, PEQUANNOCK, NJ 07440-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 27, 2021 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2021 · Amount on File |
| Deed Sale | Aug 27, 2021 · Amount on File |
| Deed Document Number | 202171326 |
| Deed Book / Page | 24203 / 172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 40 PAYSON RD, PEQUANNOCK, NJ 07440-1129 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0246090133 |
|---|---|
| Date | Jun 6, 2023 |
| Book Page | 24609/133 |
| Instrument | 2023020025 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 26, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Aug 27, 2021 |
| Property Address | 40 PAYSON RD, PEQUANNOCK, NJ 07440-1129 |
| Document Number | 0242030172 |
| Book / Page | 24203 / 172 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 2021071326 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,817.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 RUSLING ST, 203, TRENTON, NJ 08611-1439 |
| Name | Verified Name |
|---|---|
| Address | 40 PAYSON RD, PEQUANNOCK, NJ 07440-1129 |
| Document Number | 2021071327 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021071327 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 40 PAYSON RD, PEQUANNOCK, NJ 07440-1129 |
| Document Number | 0235240058 |
| Instrument Date | Mar 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40 PAYSON RD PEQUANNOCK NJ 074401129, PEQUANNOCK, NJ 07440-1129 |
| Document Number | 0235240058 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 023524/000058 |
| Instrument | 19363 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Apr 22, 2042 |
Source: Morris County and Pequannock Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Pequannock Township |
| Unified School District | Pequannock Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $862,700 (+2.13%) Land $373,800 Building $488,900 | $862,700 (+2.13%) Land $373,800 Building $488,900 | |
| 2025 | $844,700 Land $360,300 Building $484,400 | $844,700 Land $360,300 Building $484,400 | |
| 2024 | $14,843.00 | ||
| 2023 | $614,900 Land $324,300 Building $290,600 | $614,900 Land $324,300 Building $290,600 | |
| 2022 | $9,879.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Payson Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1999–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Payson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEQUANNOCK TWP WATER DEPARTMENT serves 14,010 people · EPA ID NJ1431001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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