Bergen County and Lodi Borough property record for 40 Park Ave, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,528 sqft · built 1938 |
| Lot Size | 0.091 acres (3,977 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Feb 2018) |
| Tax Bill | $10,917 (2025) |
| Deeds & Mortgages | Sep 2017 Construction Loan Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00015-0000-00001-01 |
| Primary APN | 31-00015-0000-00001-01 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,528 sqft Living Area |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 3,977 sqft (0.091 acres) |
| Lot Dimensions | 53 ft deep x 75 ft wide |
| Account Number | 033000 |
|---|---|
| Street Address | 40 PARK AVE |
| City | LODI |
| State | NJ |
| Zip | 07644-1540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X53 |
| Legal Subdivision | CHARLES TUSA & LAWRENCE MIANO |
| Legal Block | 15 |
| Legal Lot Number | 1.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 30201 |
Source: Bergen County and Lodi Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 PARK AVE, LODI, NJ 07644-1540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2017 | Deed of Trust, Mortgage · Construction Mortgage DOMINION FINANCIAL SERVICES LLC |
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS MORTGAGE CORP |
| Feb 20, 2018 | Grant Deed, Transfer OTHER |
| Sep 22, 2017 | Trustee's Deed, Foreclosure STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2018 · Amount on Record |
| Deed Sale | Feb 20, 2018 · Amount on Record |
| Prior Sale | Sep 22, 2017 · Amount on Record |
| Deed Document Number | 201818-012986 |
| Deed Book / Page | 2868 / 1646 |
| Prior Transfer Date | Jun 5, 2017 |
| Prior Transfer Doc | 0027300334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 PARK AVE, LODI, NJ 07644-1540 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0027321731 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 02732/1731 |
| Instrument | 17-071789 |
| Name | DOMINION FINANCIAL SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | BALTIMORE, MD 21202 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Apr 23, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 PARK AVE, LODI, NJ 07644-1540 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0041841133 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 4184/1133 |
| Instrument | 2021088345 |
| Name | CITIZENS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 20, 2018 |
| Property Address | 40 PARK AVE, LODI, NJ 07644-1540 |
| Document Number | 0028681646 |
| Book / Page | 002868 / 001646 |
| Instrument Date | Feb 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 PARK AVE LODI NJ 076441540, LODI, NJ 07644-1540 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 22, 2017 |
| Property Address | 40 PARK AVE, LODI, NJ 07644-1540 |
| Document Number | 0027300334 |
| Book / Page | 002730 / 000334 |
| Instrument Date | Jun 5, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 9, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 354 EISENHOWER PARKWAY PLZ #22 LIVINGSTON NJ 07039, 22, LIVINGSTON, NJ 07039 |
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,400 (-) Land $153,100 Building $155,300 | $308,400 (-) Land $153,100 Building $155,300 | |
| 2025 | $10,917.00 (+5.61%) | $308,400 (-) Land $153,100 Building $155,300 | $308,400 (-) Land $153,100 Building $155,300 |
| 2024 | $10,337.00 (+2.69%) | ||
| 2023 | $308,400 Land $153,100 Building $155,300 | $308,400 Land $153,100 Building $155,300 | |
| 2022 | $10,066.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 25 units insured incl. 20 condo units |
| Nearby Flood Claims | 8 (2007–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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