40 Panetta Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 40 Panetta Rd, Carmel Valley, CA 93924

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 940 sqft · built 1949
Lot Size8.75 acres (381,502 sqft)
OwnerCompany Name on Record
Tax Bill$1,783 (2025)
Flood ZoneZone AE (high risk)
APN189-121-005-000

Property Details

APN / Parcel Number

Primary APN189-121-005-000
Alternative APN
  • 189-121-005

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area940 sqft Living Area
1st Floor Area940 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleL-Shape
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area381,502 sqft
Garage Area338 sqft
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number189-121-005
Street Address40 PANETTA RD
CityCARMEL VALLEY
StateCA
Zip93924-9452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 3 RO LOS LAURELES SUB B OF LOTS 4B & 5B EXC LOT 1 RW & EXC RW 8.04 AC
Legal SubdivisionPAR 3 RO LOS LAURELES SUB B
Legal Block1
Legal Lot Number1
JurisdictionMONTEREY CA
Township / Civil DivisionCARMEL VALLEY
Census Block Group1
Census Block1003
Census Tract11001

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2770 CANYON CREEK DR, SAN RAMON, CA 94583-1850
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 8, 2004
Transfer Doc0000034289
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictCarmel Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$148,296 (+2%) Land $119,494 Building $28,802
2025$1,783.00 (+3.3%)$145,389 (+4.04%) Land $117,151 Building $28,238
2023$1,726.00 (+3.17%)$139,745 Land $112,602 Building $27,143
2022$1,673.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims20 (1998–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 9 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 47% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Panetta Rd

Nearby Streets

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