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40 Palm Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 40 Palm Dr, Ormond Beach, FL 32176 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1980
Square Footage1,052 sqft Living Area
Lot Size7,130 sqft (0.164 acres)
OccupancyOwner Occupied
Last Sale$290,000 (2025)
Tax Bill$5,245.00 (2025)

Property Details

APN / Parcel Number

Primary APN4203-14-00-0970
Alternative APNs
  • 32140314000970
  • 03143214000970
  • 3027035.0
  • 3027035

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,052 sqft Living Area
Gross Area1,262 sqft Gross Area
1st Floor1,052 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1980
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,130 sqft (0.164 acres)
Depth X Width115 ft x 62 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area210 sqft Garage
Patio Area42 sqft Patio
Porch Area354 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3027035
Street Address40 PALM DR
CityORMOND BEACH
StateFL
Zip32176-3515
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description03-14-32 LOT 97 ORMOND BY THE SEA PLAT 7 MB 23 PG 20 PER OR 4826 PG 4444 PER OR 7962 PG 4461 PER OR 8794 PG 3767
Legal Range32E
Legal Township14S
Legal Section03
Legal SubdivisionORMOND BY THE SEA
Legal Tract14
Legal Lot Number97
JurisdictionVOLUSIA FL
Minor Civil DivisionNORTH PENINSULA
Census Blockgroup2
Census Block2013
Census Tract80300

Owner

Source: Volusia County records · APN 4203-14-00-0970

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40 PALM DR, ORMOND BEACH, FL 32176-3515
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Apr 28, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 22, 2025Warranty Deed, Transfer · Veterans Administration Mortgage
PROVISOR INC
Dec 28, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 22, 2025 · Amount on Record
Deed SaleDec 22, 2025 · Amount on Record
Prior SaleDec 28, 2020 · Amount on Record
Deed Doc Number2025237661
Deed Book / Page8794 / 3767
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address40 PALM DR, ORMOND BEACH, FL 32176-3515
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address473 WYNRIDGE DR, PATASKALA, OH 43062-8126

Mortgage

Document Number0084180740
DateJun 09, 2023
Book Page8418/740
Instrument2023118459
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 29, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address40 PALM DR, ORMOND BEACH, FL 32176-3515
Transaction TypeMortgage
Record UpdatedJan 15, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 PALM DR, ORMOND BEACH, FL 32176-3515

Mortgage

Document Number0086944594
DateApr 28, 2025
Book Page8694/4594
Instrument2025077756
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term309 Months
DueJan 01, 2051

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateDec 22, 2025
Property Address40 PALM DR, ORMOND BEACH, FL 32176-3515
Document Number0087943767
Book / Page8794 / 3767
Map ReferenceMB 23 PG 20
Instrument DateDec 18, 2025
Instrument2025237661
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyUNKNOWN, ROCKET CLOSE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address473 WYNRIDGE DR, PATASKALA, OH 43062-8126

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 PALM DR, ORMOND BEACH, FL 32176-3515

Mortgage

Document Number0087943769
DateDec 22, 2025
Instrument8794/3769
Lender
NamePROVISOR INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateDec 28, 2020
Property Address40 PALM DR, ORMOND BEACH, FL 32176-3515
Document Number0079624461
Book / Page7962 / 4461
Map ReferenceMB 23 PG 20
Instrument DateDec 23, 2020
Instrument2020-250704
Transaction TypeTransfer
Record UpdatedJan 04, 2022
Title CompanySMARTTITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address100 SANDPIPER RIDGE DR, 100, ORMOND BEACH, FL 32176-2244

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 PALM DR, ORMOND BEACH, FL 32176-3515

Mortgage

Document Number0079624463
DateDec 28, 2020
Instrument7962/4463
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$279,251 (%) Land $119,133 Building $160,118$279,251 (%) Land $119,133 Building $160,118
2025$5,245.00 (+2.44%)$279,257 (+5.19%) Land $119,133 Building $160,124$279,257 (+5.19%) Land $119,133 Building $160,124
2023$5,120.00 (+74.09%)$265,476 (+43.98%) Land $109,694 Building $155,782$265,476 (+18.42%) Land $109,694 Building $155,782
2022$2,941.00 Homeowner's exemption$184,385$224,184 Land $87,885 Building $136,299

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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