Walton County property record for 40 Paginet Rd, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,858 sqft · built 2024 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $308,000 (Jul 2020) |
| Tax Bill | $3,154 (2024) |
| Deeds & Mortgages | Oct 2024 Mortgage Oct 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42700-000-0190 |
| Primary APN | 30-2S-21-42700-000-0190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 3,858 sqft Living Area |
| Gross Area | 4,888 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete Tile |
| Lot Area | 6,360 sqft (0.146 acres) |
| Lot Dimensions | 10 ft deep x 6.4 ft wide |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1068033 |
|---|---|
| Street Address | 40 PAGINET RD |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-3840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 AVALON BEACH ESTATES PB 10-37 OR 1824-40 OR 2391-1663 OR 3152-1677 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | AVALON BEACH ESTATES |
| Legal Lot Number | 19 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950608 |
40 Paginet Rd is owned by an individual who bought it in July 2020.
Source: Walton County records, as of December 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 412 GLENWAY CV, LEBANON, TN 37087-1364 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Oct 20, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 28, 2020 | Warranty Deed, Transfer FIRST FREEDOM BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2020 · Amount on File |
| Deed Sale | Jul 28, 2020 · Amount on File |
| Prior Sale | Mar 27, 2002 · Amount on File |
| Deed Document Number | 20200027385 |
| Deed Book / Page | 3152 / 1677 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 40 PAGINET RD, MIRAMAR BEACH, FL 32550-3840 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 40 PAGINET RD, MIRAMAR BEACH, FL 32550-3840 |
| Document Number | 0033373872 |
|---|---|
| Date | Oct 2, 2024 |
| Book Page | 3337/3872 |
| Instrument | 20240034537 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 20, 2021 |
| Property Address | 40 PAGINET RD, MIRAMAR BEACH, FL 32550-3840 |
| Document Number | 0032212941 |
| Book / Page | 3221 / 2941 |
| Map Reference | MB 11 PG 35&35A |
| Instrument Date | Oct 19, 2021 |
| Instrument | 20210052397 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $837.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 257 MARAVILLA DR, MIRAMAR BEACH, FL 32550-5246 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 257 MARAVILLA DR, MIRAMAR BEACH, FL 32550-5246 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 28, 2020 |
| Property Address | PAGINET WAY, MIRAMAR BEACH, FL 32550 |
| Document Number | 0031521677 |
| Book / Page | 3152 / 1677 |
| Map Reference | MB 10 PG 37 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 20200027385 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | MCGILL ESCROW & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,156.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1869 E 33RD ST, 1869, LORAIN, OH 44055-1813 |
| Name | Verified Name |
|---|---|
| Address | 412 GLENWAY CV, LEBANON, TN 37087-1364 |
| Document Number | 0031521678 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 3152/1678 |
| Name | FIRST FREEDOM BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Aug 5, 2040 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,465,118 Land $391,110 Building $1,074,008 | $1,465,118 Land $391,110 Building $1,074,008 | |
| 2024 | $3,154.00 (+5.06%) | ||
| 2023 | $3,002.00 (-4.18%) | $391,110 (-9.91%) Land $391,110 | $391,110 (-9.91%) Land $391,110 |
| 2022 | $3,133.00 | $434,133 Land $434,133 | $434,133 Land $434,133 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Paginet Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 203 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 706 units insured incl. 503 condo units |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2024) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 Paginet Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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