40 Pacific View Ter, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 40 Pacific View Ter, Watsonville, CA 95076

Property Summary

Property Type	Recreational Vacant Land
Details	4 bd · 4 ba · 4,859 sqft · built 1983
Lot Size	4.38 acres (191,054 sqft)
Owner	2 Individual Names on File
Last Sale	$1,290,000 (Sep 2020)
Tax Bill	$16,981 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109-212-07`

Property Details

APN / Parcel Number

Primary APN	`109-212-07`
Alternative APN	`109-212-07-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Building Area	4,859 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2010
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	191,054 sqft
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces
Deck Area	789 sqft
Patio Area	789 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	40 PACIFIC VIEW TER
City	WATSONVILLE
State	CA
Zip	95076
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	123300

Owner

40 Pacific View Ter, recreational vacant land, is owned and occupied by two individuals who bought it in September 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 PACIFIC VIEW TER, WATSONVILLE, CA 95076
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 25, 2020	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	Jan 30, 2007 · Amount on File
Deed Document Number	202038418
Prior Transfer Date	Jan 14, 2000
Prior Transfer Doc	0000003935
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	40 PACIFIC VIEW TER, WATSONVILLE, CA 95076
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029250
Date	Sep 26, 2019
Instrument	2019-0029250

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 18, 2049

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 25, 2020
Property Address	40 PACIFIC VIEW TER, WATSONVILLE, CA 95076
Document Number	0000038418
Instrument Date	Sep 17, 2020
Instrument	2020-0038418
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	40 PACIFIC VIEW TERRACE, WATSONVILLE, CA 95076

Mortgage

Document Number	0000038419
Date	Sep 25, 2020
Instrument	2020-0038419

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 40 Pacific View Ter was $16,981.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,424,265 (+2%) Land $651,408 Building $772,857
2025	$16,981.00	$1,396,338 Land $638,635 Building $757,703
2023	$15,038.00 (+1.8%)	$1,342,116 Land $613,836 Building $728,280	$1,334,700
2022	$14,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Pacific View Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	2 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Pacific View Ter is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Cruzio Fixed Wireless	100 / 100

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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