40 Overlook Dr, Reading, PA 19606 Property Records

Berks County property record for 40 Overlook Dr, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,993 sqft · built 2001
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$446,000 (Nov 2022)
Tax Bill	$2,835 (2026)
Deeds & Mortgages	May 2023 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5337-01-29-5257`

Property Details

APN / Parcel Number

Primary APN	`5337-01-29-5257`
Alternative APNs	`43-5337-01-29-5257` `43001867` `001867`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,993 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Lot Area	19,166 sqft (0.44 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43001867
Street Address	40 OVERLOOK DR
City	READING
State	PA
Zip	19606-9625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OVERLOOK WOODS
Legal Block	29
Legal Lot Number	7
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	2
Census Block	2001
Census Tract	12103

Owner

Source: Berks County records · APN 5337-01-29-5257

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 OVERLOOK DR, READING, PA 19606-9625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit DISCOVERY FCU
Nov 14, 2022	Deed, Transfer · Conventional Mortgage MID PENN BANK
Dec 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Aug 21, 2001 · Amount on Record
Deed Document Number	202244181
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	40 OVERLOOK DR, READING, PA 19606-9625
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 OVERLOOK DR, READING, PA 19606-9625

Mortgage

Document Number	0000013706
Date	May 15, 2023
Instrument	2023013706

Lender

Name	DISCOVERY FCU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 14, 2022
Property Address	40 OVERLOOK DR, READING, PA 19606-9625
Document Number	0000044181
Map Reference	MB 226 PG 64
Instrument Date	Nov 07, 2022
Instrument	2022044181
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SENTRY ABSTRACT COMPANY, SENTRY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 OVERLOOK DR, READING, PA 19606-9625

Mortgage

Document Number	0000044182
Date	Nov 14, 2022
Instrument	2022044182

Lender

Name	MID PENN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	40 OVERLOOK DR, READING, PA 19606-9625
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059821
Date	Dec 03, 2021
Instrument	2021059821

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2042

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,835.00 (+8.12%) Homeowner's exemption	$189,000 (-) Land $50,400 Building $138,600	$50,400 (-73.33%) Land $50,400
2024	$2,622.00	$189,000 Land $50,400 Building $138,600
1994			$189,000 Land $50,400 Building $138,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 26, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2023)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2023 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Television Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 103 locations within half a mile of this property.

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