40 Overlook Dr, Clyde, NC 28721 Property Records

Haywood County property record for 40 Overlook Dr, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,192 sqft · built 1961
Lot Size	0.415 acres (18,077 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Dec 2024 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`8637-83-6655`

Property Details

APN / Parcel Number

Primary APN	`8637-83-6655`
Alternative APNs	`8637-83-6653` `261026` `286534`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,192 sqft Heated Area
Basement Area	600 sqft
Utility Area	20 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick Veneer
Lot Area	18,077 sqft (0.415 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	286534
Street Address	40 OVERLOOK DR
City	CLYDE
State	NC
Zip	28721-7063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT #32 & #33 LAKEVIEW ESTATES
Legal Subdivision	LAKEVIEW ESTATES
Legal Unit	32
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1058
Census Tract	920501

Owner

40 Overlook Dr is owned and occupied by an individual who acquired it in January 2020.

Source: Haywood County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	40 OVERLOOK DR, CLYDE, NC 28721-7063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2024	Warranty Deed, Transfer · Conventional Mortgage CHAMPION CU
Feb 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 8, 2020
Transfer Doc	0009910177
Record Updated	Sep 20, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Dec 2, 2024
Property Address	40 OVERLOOK DR, CLYDE, NC 28721-7063
Document Number	0011191569
Book / Page	1119 / 1569
Map Reference	MB G PG 69
Instrument	2024009933
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 OVERLOOK DR, CLYDE, NC 28721-7063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 OVERLOOK DR, CLYDE, NC 28721-7063

Mortgage

Document Number	0011191572
Date	Dec 11, 2024
Book Page	1119/1572
Instrument	2024009934

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAYWOOD NC
Recording Date	Feb 7, 2020
Property Address	40 OVERLOOK DR, CLYDE, NC 28721-7063
Document Number	0009910177
Book / Page	000991 / 000177
Instrument Date	Jan 8, 2020
Instrument	1211
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	40 OVERLOOK DR CLYDE NC 287217063, CLYDE, NC 28721-7063

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Clyde Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$164,400 (+0.31%) Land $20,000 Building $144,400
2025	$163,900 Land $19,500 Building $144,400	$164,400 Land $20,000 Building $144,400
2023	$163,900 Land $19,500 Building $144,400	$163,900 Land $19,500 Building $144,400
2021		$163,900 Land $19,500 Building $144,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40 Overlook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (2021–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Overlook Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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