40 Orchard Dr, Big Flats, NY 14814 Property Records

Chemung County and Big Flats Town property record for 40 Orchard Dr, Big Flats, NY 14814

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,840 sqft · built 1968
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2020)
Tax Bill	$8,679 (2026)
Deeds & Mortgages	Apr 2010 Mortgage Mar 2019 Mortgage + 9 more
APN	`072400 66.01-2-34`

Property Details

APN / Parcel Number

Primary APN	`072400 66.01-2-34`
Alternative APNs	`240006600100020340000000` `01705034`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,840 sqft Living Area
1st Floor Area	1,640 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	340 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	01705034
Street Address	40 ORCHARD DR
City	BIG FLATS
State	NY
Zip	14814-7905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	LOT 34
Legal Block	2
Legal Lot Number	34.000
Jurisdiction	CHEMUNG NY
Township / Civil Division	BIG FLATS
Census Block Group	1
Census Block	1027
Census Tract	10301

Owner

40 Orchard Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Chemung County and Big Flats Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 ORCHARD DR, BIG FLATS, NY 14814-7905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2010	Deed of Trust, Mortgage CHASE HOME FINANCE LLC
Mar 6, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 16, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 6, 2019	Deed, Transfer
Mar 6, 2019	Warranty Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 26, 2017	Deed, Transfer
Sep 26, 2017	Deed, Transfer SCOTT PAUTZ, ESQ
Jul 13, 2017	Deed, Transfer
Jul 13, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 28, 2016	Deed, Transfer FEIN SUCH & CRANE
Jun 25, 2007	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020 · Amount on File
Deed Sale	Jun 16, 2020 · Amount on File
Prior Sale	Mar 6, 2019 · Amount on File
Deed Document Number	20208570
Prior Transfer Date	Jul 10, 2001
Prior Transfer Doc	1071020072
Record Updated	Oct 29, 2026

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	40 ORCHARD DR, BIG FLATS, NY 14814-7905
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010040100001894
Date	Apr 1, 2010
Instrument	20100401-00001894

Lender

Name	CHASE HOME FINANCE LLC
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	297 Months
Due	Jan 1, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	40 ORCHARD DR, BIG FLATS, NY 14814-7905
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201904547
Date	Mar 6, 2019
Instrument	201904547

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEMUNG NY
Recording Date	Jun 16, 2020
Property Address	40 ORCHARD DR, BIG FLATS, NY 14814-7905
Document Number	0202008570
Instrument Date	Jun 10, 2020
Instrument	202008570
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	WESTINGHOUSE RD, HORSEHEADS, NY 14845

Mortgage

Document Number	0202008571
Date	Jun 16, 2020
Instrument	202008571

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Mar 6, 2019
Property Address	40 ORCHARD DR, BIG FLATS, NY 14814-7905
Document Number	20190/4546
Book / Page	20190 / 4546
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ORCHARD DR, BIG FLATS, NY 14814-7905

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEMUNG NY
Recording Date	Mar 6, 2019
Property Address	40 ORCHARD DR, BIG FLATS, NY 14814-7905
Document Number	0201904546
Instrument Date	Mar 1, 2019
Instrument	201904546
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201904547
Date	Mar 6, 2019
Instrument	201904547

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Sep 26, 2017
Property Address	40 ORCHARD DR, BIG FLATS, NY 14814-7905
Document Number	20170/21244
Book / Page	20170 / 21244
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 STATE ROUTE 13, HORSEHEADS, NY 14845-7297
Investor	Possibly a Property Investor

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Sep 26, 2017
Property Address	40 ORCHARD DR, BIG FLATS, NY 14814-7905
Document Number	0000020170/0000021244
Book / Page	0000020170 / 0000021244
Instrument Date	Sep 19, 2017
Transaction Type	Transfer
Record Updated	Jul 5, 2019
Title Company	SCOTT PAUTZ, ESQ

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 STATE ROUTE 13, HORSEHEADS, NY 14845-7297

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Jul 13, 2017
Property Address	40 ORCHARD DR, BIG FLATS, NY 14814-7905
Document Number	20170/14771
Book / Page	20170 / 14771
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6101 CONDOR DR, MOORPARK, CA 93021-2602

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEMUNG NY
Recording Date	Jul 13, 2017
Property Address	40 ORCHARD DR, BIG FLATS, NY 14814-7905
Document Number	0000020170/0000014771
Book / Page	0000020170 / 0000014771
Instrument Date	May 30, 2017
Transaction Type	Transfer
Record Updated	Jul 5, 2019

Transaction

Tax	$0.00
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6101 CONDOR DR, MOORPARK, CA 93021-2602

March 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Mar 28, 2016
Property Address	40 ORCHARD DR, BIG FLATS, NY 14814-7905
Document Number	0000020160/0000006829
Book / Page	0000020160 / 0000006829
Instrument Date	Feb 25, 2016
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	FEIN SUCH & CRANE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6101 CONDOR DR, MOORPARK, CA 93021-2602

June 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Jun 25, 2007
Property Address	40 ORCHARD DR, BIG FLATS, NY 14814-7905
Document Number	0000007062/0000050064
Book / Page	0000007062 / 0000050064
Instrument Date	May 25, 2007
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 40 Orchard Dr was $8,679, up 0.9% from the year before.

Source: Chemung County and Big Flats Town assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Big Flats Town
Unified School District	Horseheads Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,679.00 (+0.93%)
2025	$8,599.00	$289,700 Land $18,800 Building $270,900	$340,000 Land $22,064 Building $317,936
2023		$268,200 Land $17,400 Building $250,800	$285,319 Land $18,511 Building $266,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 40 Orchard Dr; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Orchard Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Xtreme5G Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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