Beaufort County property record for 40 Old Sawmill Dr, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 2,508 sqft · built 1998 |
| Lot Size | 0.639 acres (27,878 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $770,000 (Aug 2022) |
| Tax Bill | $3,696 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R60003200001300000 |
| Primary APN | R60003200001300000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,508 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 27,878 sqft (0.639 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 07570835 |
|---|---|
| Old Parcel Number | R60003200001300000 |
| Street Address | 40 OLD SAWMILL DR |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-6324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 13 VICTORIA BLUFF S/D PH I PB61 P50 |
| Legal Subdivision | VICTORIA BLUFF S/D |
| Legal Phase | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 2201 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 40 OLD SAWMILL DR, BLUFFTON, SC 29910-6324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Sep 18, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Aug 26, 2022 | Deed, Transfer · Conventional Mortgage MORTGAGE NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on Record |
| Deed Sale | Aug 26, 2022 · Amount on Record |
| Deed Document Number | 0004177447 |
| Deed Book / Page | 4177 / 447 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 40 OLD SAWMILL DR, BLUFFTON, SC 29910-6324 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000042471 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 4022/3187 |
| Instrument | 2021042471 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 40 OLD SAWMILL DR, BLUFFTON, SC 29910-6324 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 40 OLD SAWMILL DR, BLUFFTON, SC 29910-6324 |
| Document Number | 0000041343 |
|---|---|
| Date | Sep 18, 2024 |
| Book Page | 4368/502 |
| Instrument | 2024041343 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Aug 26, 2022 |
| Property Address | 40 OLD SAWMILL DR, BLUFFTON, SC 29910-6324 |
| Document Number | 0000048965 |
| Book / Page | 4177 / 447 |
| Map Reference | MB 61 PG 50 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2022048965 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,002.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 OLD SAWMILL DR, BLUFFTON, SC 29910-6324 |
| Document Number | 0000048966 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 2022048966 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,696.00 (-0.08%) | $29,550 (-0.01%) | |
| 2024 | $3,699.00 | $29,552 (-) Land $4,752 Building $24,800 | $738,800 (-) Land $118,800 Building $620,000 |
| 2023 | $3,699.00 (+123.5%) | $29,552 (+97.75%) Land $4,752 Building $24,800 | $738,800 (+97.75%) Land $118,800 Building $620,000 |
| 2022 | $1,655.00 | $14,944 Land $2,000 Building $12,944 | $373,600 Land $50,000 Building $323,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 371 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 797 units insured incl. 426 condo units |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 8 of 24 |
| Most Recent Claim | Jan 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
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