40 Old Ferry Rd, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 40 Old Ferry Rd, Lowell, MA 01854

Property Summary

Property TypeCharitable / Fraternal Organization
Details4 ba · 22,507 sqft · built 1979
Lot Size4.07 acres (177,289 sqft)
OwnerCompany Name on Record
Last Sale$1,800,000 (Sep 2021)
Tax Bill$29,551 (2021)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNM:000031 T:B91405

Property Details

APN / Parcel Number

Primary APNM:000031 T:B91405
Alternative APNs
  • LOWE M:31 B:4400 L:40
  • 211264

Interior

Full Baths4 Baths
Total Rooms14 Rooms
Stories1 Story
Building Area22,507 sqft Total Area
Gross Area23,347 sqft
1st Floor Area21,500 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area177,289 sqft (4.07 acres)
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number211264
Street Address40 OLD FERRY RD
CityLOWELL
StateMA
Zip01854-1908
Property CategoryCommercial
Property TypeCommercial > Retail > Charitable / Fraternal Organization
Local Zoning CodeSSF
Legal Block4400
Legal Lot Number40
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3009
Census Tract310601

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address40 ROBINSON RD, LEXINGTON, MA 02420-1322
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2021 · Amount on Record
Deed SaleSep 2, 2021 · Amount on Record
Deed Book / Page36211 / 35
Record UpdatedOct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateSep 2, 2021
Property Address40 OLD FERRY RD, LOWELL, MA 01854-1908
Document Number0036211-35
Book / Page36211 / 35
Instrument DateSep 2, 2021
Instrument51911
Transaction TypeTransfer
Record UpdatedFeb 9, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 OLD FERRY RD, LOWELL, MA 01854-1908

Mortgage

Document Number0000051912
DateSep 2, 2021
Instrument51912
Lender
NameENTERPRISE BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0036211-60
DateSep 2, 2021
Book Page36211/60
Instrument51914
Lender
NameENTERPRISE BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,702,700 (-1.72%) Land $240,600 Building $2,462,100
2025$2,750,100 (+7.2%) Land $225,600 Building $2,524,500
2024$2,565,500 (+10.91%) Land $214,200 Building $2,351,300
2023$2,313,100 Land $192,700 Building $2,120,400
2021$29,551.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims54 (1978–2026)
Claims Outside the SFHA3 of 54
Most Recent ClaimApr 2026 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2006 · 26 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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