Oxford Town property record for 40 Oakcrest Rd, Oxford, CT 06478
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,098 sqft · built 1986 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $6,547 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | H0163300 |
| Primary APN | H0163300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,098 sqft Living Area |
| Gross Area | 4,509 sqft |
| Basement Area | 1,146 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 85,378 sqft (1.96 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Sauna | Sauna |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | H0163300 |
|---|---|
| Street Address | 40 OAKCREST RD |
| City | OXFORD |
| State | CT |
| Zip | 06478-1246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Block | 40 |
| Legal Lot Number | K-12 |
| Jurisdiction | OXFORD CT |
| Township / Civil Division | OXFORD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 346102 |
Source: Oxford Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 40 OAKCREST RD, OXFORD, CT 06478-1246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Line of Credit |
| Apr 17, 2017 | Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 6, 2025 |
| Transfer Doc | 000480-747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD CT |
| Recording Date | Jun 11, 2026 |
| Property Address | 40 OAKCREST RD, OXFORD, CT 06478-1246 |
| Document Number | 0486000101 |
| Book / Page | 486 / 101 |
| Instrument Date | May 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000486-101, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 486/101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD CT |
| Property Address | 40 OAKCREST RD, OXFORD, CT 06478-1246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 415-785 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 415/785 |
| Instrument | 912190006 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Apr 1, 2046 |
Source: Oxford Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,547.00 (+2.7%) | $318,570 (-) Land $78,960 Building $239,610 | $579,235 (+159.75%) |
| 2025 | $6,375.00 | $318,570 (+37.37%) Land $78,960 Building $239,610 | $222,999 Land $55,272 Building $167,727 |
| 2024 | $6,375.00 (+12.16%) | ||
| 2023 | $5,684.00 | $231,900 Land $87,600 Building $144,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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