40 Oak St, West Union, MN 56389 Property Records

Todd County property record for 40 Oak St, West Union, MN 56389

Property Summary

Property Type	Residential Vacant Land
Details	520 sqft · built 1920
Lot Size	0.199 acres (8,710 sqft)
Owner	2 Individual Names on File
Last Sale	$42,000 (Nov 2023)
Tax Bill	$306 (2026)
Deeds & Mortgages	Jul 2026 Construction Loan Nov 2023 Sale
APN	`39-0004000`

Property Details

APN / Parcel Number

Primary APN	`39-0004000`

Interior

Stories	1 Story
Building Area	520 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	8,710 sqft (0.199 acres)
Garage Area	500 sqft
Porch	Porch
Total Buildings	2 Buildings

Location & Zoning

Street Address	40 OAK ST
City	WEST UNION
State	MN
Zip	56389-4505
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	S
Legal Description	TOWNSITE OF WEST UNION (21-127-35) LOTS 5 TO 9 BLK 2, PT OF LOTS 5 TO 7 BLK 3 LYING E OF ROAD & ALL THAT PORTION OF VACATED R
Legal Subdivision	TOWNSITE OF WEST UNION (21-127-35)
Legal Block	3
Legal Lot Number	5-9
Jurisdiction	TODD MN
Township / Civil Division	WEST UNION
Census Block Group	3
Census Block	3058
Census Tract	790700

Owner

40 Oak St, residential vacant land, is owned by two individuals who bought it in November 2023.

Source: Todd County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48291 440TH ST, SAUK CENTRE, MN 56378-8159
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Nov 3, 2023	Cash Sale Deed, Transfer MAIN STREET TITLE AND CLOSING LL, MAIN STREET TITLE & CLOSING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Deed Document Number	2023538817
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TODD MN
Recording Date	Jul 2, 2026
Property Address	40 OAK ST, WEST UNION, MN 56389-4505
Document Number	0000552095
Instrument Date	Jul 1, 2026
Instrument	2026552095
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	40 OAK ST, WEST UNION, MN 56389-4505

Mortgage

Document Number	0000552095,
Date	Jul 2, 2026
Instrument	2026552095

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 15, 2027

Interest

Rate	6.48%
Max Rate	-1%

November 2023: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	TODD MN
Recording Date	Nov 3, 2023
Property Address	40 OAK ST, WEST UNION, MN 56389-4505
Document Number	0000538817
Instrument Date	Nov 2, 2023
Instrument	538817
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	MAIN STREET TITLE AND CLOSING LL, MAIN STREET TITLE & CLOSING

Transaction

Amount	Amount on Record
Tax	$138.60
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	48291 440TH ST, SAUK CENTRE, MN 56378-8159

Tax Assessment & Valuation

The 2026 property tax bill for 40 Oak St was $306.

Source: Todd County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Todd County
Municipality	West Union City
Unified School District	Sauk Centre Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$306.00	$17,100 (-) Land $17,100	$17,100 (-) Land $17,100
2025		$17,100 Land $17,100	$17,100 Land $17,100
2023	$966.00 Homeowner's exemption	$58,500 Land $5,300 Building $53,200	$58,500 Land $5,300 Building $53,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 40 Oak St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Arvig DSL	10 / 1

May also be available: Gardonville Cooperative Telephone.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures