40 Oak St, Southington, CT 06489 Property Records

Southington Town property record for 40 Oak St, Southington, CT 06489

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,699 sqft · built 1890
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$380,000 (Oct 2025)
Tax Bill$4,640 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Oct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSOUT M:111 L:148

Property Details

APN / Parcel Number

Primary APNSOUT M:111 L:148
Alternative APNs
  • M:111 B:148
  • 7049

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,699 sqft Living Area
Gross Area2,755 sqft
1st Floor Area882 sqft
Basement Area882 sqft
Unfinished Basement882 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number7049
Street Address40 OAK ST
CitySOUTHINGTON
StateCT
Zip06489-3217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12
Legal Lot Number148
JurisdictionSOUTHINGTON CT
Township / Civil DivisionSOUTHINGTON
Census Block Group2
Census Block2009
Census Tract430100

Owner

Source: Southington Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address40 OAK ST, SOUTHINGTON, CT 06489-3217
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2025Deed of Trust, Mortgage · Line of Credit
LIBERTY BANK
Oct 20, 2025Deed, Transfer
LIBERTY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2025 · Amount on Record
Deed SaleOct 20, 2025 · Amount on Record
Deed Book / Page1642 / 55
Prior Transfer DateApr 3, 2024
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTHINGTON CT
Property Address40 OAK ST, SOUTHINGTON, CT 06489-3217
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01637-1014
DateSep 3, 2025
Book Page1637/1014
Lender
NameLIBERTY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionSOUTHINGTON CT
Recording DateOct 20, 2025
Property Address40 OAK ST, SOUTHINGTON, CT 06489-3217
Document Number0001642-55
Book / Page1642 / 55
Instrument DateOct 17, 2025
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5122260020
DateOct 20, 2025
Instrument5122260020
Lender
NameLIBERTY BANK
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Southington Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionSouthington Town
Unified School DistrictSouthington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,640.00$139,730 (-) Land $44,600 Building $95,130$97,811 Land $31,220 Building $66,591
2024$4,640.00 (+9.38%)
2023$4,242.00 (+4.23%)$139,730 (-) Land $44,600 Building $95,130
2022$4,070.00$139,730 Land $44,600 Building $95,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHINGTON WATER DEPARTMENT
serves 43,069 people · EPA ID CT1310011
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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