40 Oak St, Delaware, OH 43015 Property Records

Delaware County property record for 40 Oak St, Delaware, OH 43015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,269 sqft · built 1901
Lot Size0.239 acres (10,411 sqft)
OwnerIndividual Name on Record
Last Sale$149,500 (Mar 2021)
Tax Bill$2,190 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Feb 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN519-431-18-004-000

Property Details

APN / Parcel Number

Primary APN519-431-18-004-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,269 sqft Living Area
Gross Area1,523 sqft
1st Floor Area705 sqft
Upper Floors Area564 sqft
Basement Area176 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area10,411 sqft (0.239 acres)
Lot Dimensions132 ft deep x 79 ft wide

Exterior Amenities

PorchStoop
Porch Area78 sqft
Deck Area100 sqft
Patio Area72 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil
SewerConnected

Location & Zoning

Street Address40 OAK ST
CityDELAWARE
StateOH
Zip43015-2029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 490PT,1076PT,1077PT
Legal SubdivisionPETTIBONES
Legal Lot Number490
JurisdictionDELAWARE OH
Township / Civil DivisionDELAWARE CITY
Census Block Group2
Census Block2012
Census Tract10200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 OAK ST, DELAWARE, OH 43015-2029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 7, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 23, 2020Grant Deed, Transfer
SERVICELINK
Apr 16, 2020Court-Ordered Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2021 · Amount on Record
Deed SaleMar 8, 2021 · Amount on Record
Prior SaleJul 23, 2020 · Amount on Record
Deed Document Number202110987
Deed Book / Page1834 / 2068
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE OH
Recording DateMar 8, 2021
Property Address40 OAK ST, DELAWARE, OH 43015-2029
Document Number0000010987
Book / Page1834 / 2068
Map ReferenceMB 2 PG 103
Instrument DateFeb 22, 2021
Instrument202100010987
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 OAK ST, DELAWARE, OH 43015-2029

Mortgage

Document Number0000010988
DateMar 8, 2021
Instrument202100010988
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE OH
Property Address40 OAK ST, DELAWARE, OH 43015-2029
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003991
DateFeb 7, 2017
Book Page1484/2548
Instrument201700003991
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDELAWARE OH
Recording DateJul 23, 2020
Property Address40 OAK ST, DELAWARE, OH 43015-2029
Document Number0000026547
Book / Page001749 / 001040
Instrument DateJun 18, 2020
Instrument26547
Transaction TypeTransfer
Record UpdatedOct 26, 2020
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
Tax$239.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address40 OAK ST DELAWARE OH 430152029, DELAWARE, OH 43015-2029

April 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionDELAWARE OH
Recording DateApr 16, 2020
Property Address40 OAK ST, DELAWARE, OH 43015-2029
Document Number0000012196
Book / Page001717 / 000144
Instrument DateMar 23, 2020
Instrument12196
Transaction TypeForeclosure
Record UpdatedMay 7, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$206.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address40 OAK ST DELAWARE OH 430152029, DELAWARE, OH 43015-2029
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyDelaware County
MunicipalityDelaware City
Unified School DistrictDelaware City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,190.00 (+5.39%)$44,030 (-) Land $12,390 Building $31,640$125,800 (-) Land $35,400 Building $90,400
2024$2,078.00 (-0.19%) Homeowner's exemption$44,030 (-) Land $12,390 Building $31,640
2023$2,082.00 Homeowner's exemption$44,030 Land $12,390 Building $31,640$125,800 Land $35,400 Building $90,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELAWARE CITY PWS
serves 43,895 people · EPA ID OH2100311
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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