40 Oak St, Beacon, NY 12508 Property Records

Dutchess County and Beacon City property record for 40 Oak St, Beacon, NY 12508

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,578 sqft · built 1940
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$530,000 (Sep 2024)
Tax Bill$8,462 (2025)
Deeds & MortgagesSep 2024 Sale & Refinance
Aug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN130200-5954-28-901976-0000

Property Details

APN / Parcel Number

Primary APN130200-5954-28-901976-0000
Alternative APNs
  • 020000595400289019760000
  • 130200 5.954-28-901.976
  • 30901976

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,578 sqft Living Area
Gross Area1,786 sqft
1st Floor Area798 sqft
2nd Floor Area780 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleOld Style
Exterior MaterialWood
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions100 ft deep x 43 ft wide
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area316 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number30901976
Street Address40 OAK ST
CityBEACON
StateNY
Zip12508-1947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-3
Legal Description.10 AC 1930 0259 1693 0647
Legal Block28
Legal Lot Number901
JurisdictionDUTCHESS NY
Township / Civil DivisionBEACON
Census Block Group4
Census Block4005
Census Tract210101

Owner

40 Oak St is owned by an individual who bought it in September 2024.

Source: Dutchess County and Beacon City records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address93 CLERMONT AVE, 1, BROOKLYN, NY 11205-2341
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2024Deed, Transfer · Stand-Alone Refinance
BANK OF AMERICA NA
Aug 21, 2020Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2024 · Amount on File
Deed SaleSep 19, 2024 · Amount on File
Deed Document Number202452937
Prior Transfer DateApr 17, 2019
Prior Transfer Doc0000002702
Record UpdatedOct 29, 2026

September 2024: Deed, Transfer

Document TypeDeed
JurisdictionDUTCHESS NY
Recording DateSep 19, 2024
Property Address40 OAK ST, BEACON, NY 12508-1947
Document Number0000052937
Instrument DateAug 30, 2024
Instrument2024-52937
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address93 CLERMONT AVE APT 1, 1, BROOKLYN, NY 11205-2341

Mortgage

Document Number0000052715
DateSep 19, 2024
Instrument52715
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2054

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address40 OAK ST, BEACON, NY 12508-1947
Document Number0000052801
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedOct 15, 2020
Title CompanySINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 OAK ST BEACON NY 125081947, BEACON, NY 12508-1947

Mortgage

Document Number0000052801
DateSep 2, 2020
Instrument52801
Lender
NameMANUFACTURERS & TRADERS TR
AddressBUFFALO, NY 14240
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 40 Oak St was $8,462, up 22.1% from the year before.

Source: Dutchess County and Beacon City assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
MunicipalityBeacon City
Unified School DistrictBeacon City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,462.00 (+22.09%) Veteran's exemption$434,800 (+6.49%) Land $32,000 Building $402,800$434,800 (+6.49%) Land $32,000 Building $402,800
2024$6,931.00 Homeowner's exemption Senior Citizen's exemption$408,300 (+6.05%) Land $30,500 Building $377,800$408,300 (+6.05%) Land $30,500 Building $377,800
2023$385,000 (+1%) Land $30,500 Building $354,500$385,000 (+1%) Land $30,500 Building $354,500
2022$350,000 Land $30,500 Building $319,500$350,000 Land $30,500 Building $319,500
2020$5,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2005–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEACON CITY
serves 14,370 people · EPA ID NY1302760
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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