40 Oak Ridge Dr, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 40 Oak Ridge Dr, Windsor Locks, CT 06096

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,160 sqft · built 1988
Owner	2 Individual Names on Record
Last Sale	$145,000 (Mar 2020)
Tax Bill	$3,396 (2024)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:57 B:127 L:4-00309600`

Property Details

APN / Parcel Number

Primary APN	`M:57 B:127 L:4-00309600`
Alternative APNs	`WINL M:57 B:127 L:4 U:40` `309600`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,160 sqft Living Area
1st Floor Area	580 sqft
Basement Area	580 sqft
Unfinished Basement	580 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	309600
Street Address	40 OAK RIDGE DR
City	WINDSOR LOCKS
State	CT
Zip	06096-2665
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MFSD
Legal Block	127
Legal Lot Number	4
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	1
Census Block	1014
Census Tract	476300

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 OAK RIDGE DR, WINDSOR LOCKS, CT 06096-2665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Prior Sale	Mar 14, 1988 · Amount on Record
Deed Document Number	2020851650003
Deed Book / Page	492 / 572
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Mar 3, 2020
Property Address	40 OAK RIDGE DR, WINDSOR LOCKS, CT 06096-2665
Document Number	492-572
Book / Page	000492 / 000572
Instrument Date	Mar 2, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 OAK RIDGE DR #40 WINDSOR LOCKS CT 060962665, 40, WINDSOR LOCKS, CT 06096-2665

Mortgage

Document Number	492-575
Date	Mar 3, 2020
Book Page	000492/000575

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,540 (+55.06%) Building $141,540	$99,078 Building $99,078
2024	$3,396.00 (+32.19%)	$91,280 (-) Building $91,280
2023	$2,569.00 (+8.95%)	$91,280 (-) Building $91,280
2022	$2,358.00	$91,280 Building $91,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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