Westchester County and Bedford Town property record for 40 Oak Rd, Katonah, NY 10536
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,947 sqft · built 1977 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $493,000 (Sep 2013) |
| Tax Bill | $19,471 (2026) |
| Deeds & Mortgages | Feb 2020 Refinance Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552000 60.6-3-38 |
| Primary APN | 552000 60.6-3-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,947 sqft Living Area |
| 1st Floor Area | 1,447 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00000161100 |
|---|---|
| Street Address | 40 OAK RD |
| City | KATONAH |
| State | NY |
| Zip | 10536-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R 1/2 |
| Legal Block | 3 |
| Legal Lot Number | 38.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | BEDFORD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 12803 |
40 Oak Rd is owned and occupied by two individuals who bought it in September 2013.
Source: Westchester County and Bedford Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 OAK RD, KATONAH, NY 10536-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LUXURY MORTGAGE CORP |
| Sep 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LUXURY MTG CORP |
| Nov 7, 2018 | Grant Deed, Transfer · Conventional Mortgage LUXURY MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2013 · Amount on File |
| Deed Sale | Sep 5, 2013 · Amount on File |
| Deed Document Number | 2013532323157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 40 OAK RD, KATONAH, NY 10536-1812 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADVANTAGE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0600373140 |
|---|---|
| Date | Feb 6, 2020 |
| Instrument | 600373140 |
| Name | LUXURY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STAMFORD, CT 06901 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 40 OAK RD, KATONAH, NY 10536-1812 |
| Document Number | 0592803519 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 40 OAK RD KATONAH NY 105361812, KATONAH, NY 10536-1812 |
| Document Number | 0592803519 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 059280/003519 |
| Name | LUXURY MTG CORP |
|---|---|
| Address | STAMFORD, CT 06901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Nov 7, 2018 |
| Property Address | 40 OAK RD, KATONAH, NY 10536-1812 |
| Document Number | 0582903140 |
| Book / Page | 058290 / 003140 |
| Instrument Date | Nov 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10790 ROSE AVE #401 LOS ANGELES CA 900344440, 401, LOS ANGELES, CA 90034-4440 |
| Document Number | 583113288 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 058311/003288 |
| Name | LUXURY MTG CORP |
|---|---|
| Address | STAMFORD, CT 06901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2048 |
The 2026 property tax bill for 40 Oak Rd was $19,471, up 7.2% from the year before.
Source: Westchester County and Bedford Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Bedford Town |
| Unified School District | Katonah-Lewisboro Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,471.00 (+7.2%) | ||
| 2025 | $18,164.00 | $68,080 (-0.01%) Land $17,300 Building $50,780 | $889,935 (+6.14%) Land $226,144 Building $663,791 |
| 2024 | $68,085 (-) Land $17,300 Building $50,785 | $838,485 (+4.56%) Land $213,054 Building $625,431 | |
| 2023 | $68,085 Land $17,300 Building $50,785 | $801,943 Land $203,769 Building $598,174 | |
| 2020 | $18,356.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40 Oak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2007 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Oak Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD CONSOLIDATED W.D. serves 9,056 people · EPA ID NY5903419 |
|---|---|
| Water Source | Purchased surface water from NEW YORK CITY SYSTEM |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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