40 Oak Ln, Staunton, VA 24401 Property Records

Staunton City property record for 40 Oak Ln, Staunton, VA 24401

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 2,160 sqft · built 1974
Lot Size0.78 acres (33,977 sqft)
OwnerIndividual Name on Record
Last Sale$525,000 (Sep 2025)
Tax Bill$3,920 (2026)
Deeds & MortgagesSep 2025 Sale
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8674

Property Details

APN / Parcel Number

Primary APN8674

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,160 sqft Living Area
Gross Area5,332 sqft
1st Floor Area2,330 sqft
Basement Area2,126 sqft
Finished Basement469 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1983
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area33,977 sqft (0.78 acres)
Lot Dimensions175 ft deep x 180 ft wide
Garage TypeBasement
Garage Area288 sqft
DrivewayGravel Driveway
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address40 OAK LN
CitySTAUNTON
StateVA
Zip24401-2347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionBLK 1 LOT 20(REV) LOT 21-& LOT 22 (0.78 AC)
Legal SubdivisionCOLLEGE PARK
Legal Block1
Legal Lot Number20-22
JurisdictionSTAUNTON CITY VA
Township / Civil DivisionSTAUNTON
Census Block Group1
Census Block1001
Census Tract402

Owner

Source: Staunton City records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2617 LONDON DR, RALEIGH, NC 27608-1117
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY CO
May 25, 2021Deed, Transfer · Conventional Mortgage
C&F MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2025 · Amount on Record
Deed SaleSep 30, 2025 · Amount on Record
Prior SaleMay 25, 2021 · Amount on Record
Deed Document Number20252243
Record UpdatedSep 20, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionSTAUNTON CITY VA
Recording DateSep 30, 2025
Property Address40 OAK LN, STAUNTON, VA 24401-2347
Document Number0250002243
Map ReferenceMB 398 PG 371
Instrument DateSep 30, 2025
Instrument250002243
Transaction TypeTransfer
Record UpdatedOct 14, 2025
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
Tax$262.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2617 LONDON DR, RALEIGH, NC 27608-1117

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionSTAUNTON CITY VA
Recording DateMay 25, 2021
Property Address40 OAK LN, STAUNTON, VA 24401-2347
Document Number210001714
Map ReferenceMB 398 PG 371
Instrument DateMay 17, 2021
Instrument210001714
Transaction TypeTransfer
Record UpdatedJun 9, 2021
Title CompanyLILLY TITLE SETTLEMENT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 OAK LN, STAUNTON, VA 24401-2347

Mortgage

Document Number210001715
DateMay 25, 2021
Instrument210001715
Lender
NameC&F MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityStaunton City
Unified School DistrictStaunton City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,920.00$430,850 (-) Land $83,450 Building $347,400$430,850 (-) Land $83,450 Building $347,400
2025$3,920.00 (+21.44%)$430,850 (+18.77%) Land $83,450 Building $347,400$430,850 (+18.77%) Land $83,450 Building $347,400
2023$3,228.00$362,760 Land $71,560 Building $291,200$362,760 Land $71,560 Building $291,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLACKBURN - ACSA
serves 1,023 people · EPA ID VA2015060
Water SourcePurchased surface water from CITY OF STAUNTON
Last State InspectionApr 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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