40 Oak Dr, Orinda, CA 94563 Property Records

Contra Costa County property record for 40 Oak Dr, Orinda, CA 94563

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,782 sqft · built 1953
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$705,000 (Oct 2003)
Tax Bill	$11,512 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Feb 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`272-070-009-1`

Property Details

APN / Parcel Number

Primary APN	`272-070-009-1`
Alternative APN	`272-070-009`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1955
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	40 OAK DR
City	ORINDA
State	CA
Zip	94563-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20/SD-1
Legal Description	MORAGA WOODLANDS LOT 19 & POR 18
Legal Subdivision	MORAGA WOODLANDS
Legal Lot Number	19
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3000
Census Tract	353001

Owner

40 Oak Dr is owned and occupied by two individuals who bought it in October 2003.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 OAK DR, ORINDA, CA 94563-3912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHEVRON FCU
Feb 21, 2019	Deed of Trust, Mortgage · Line of Credit CHEVRON FCU
Oct 31, 2018	Deed of Trust, Mortgage · Line of Credit CHEVRON FCU
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2003 · Amount on File
Deed Sale	Oct 15, 2003 · Amount on File
Deed Document Number	2003512722
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	40 OAK DR, ORINDA, CA 94563-3912
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 OAK DR, ORINDA, CA 94563-3912

Mortgage

Document Number	0000094115
Date	Sep 15, 2025
Instrument	2025- 094115

Lender

Name	CHEVRON FCU
Type	Credit Union
Address	2300 CLAYTON RD STE 700, CONCORD, CA 94520

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	40 OAK DR, ORINDA, CA 94563-3912
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023714
Date	Feb 21, 2019
Instrument	2019-023714

Lender

Name	CHEVRON FCU
Type	Credit Union
Address	OAKLAND, CA 94607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 4, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	40 OAK DR, ORINDA, CA 94563-3912
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000177889
Date	Oct 31, 2018
Instrument	2018-177889

Lender

Name	CHEVRON FCU
Type	Credit Union
Address	OAKLAND, CA 94607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 4, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	40 OAK DR, ORINDA, CA 94563-3912
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 OAK DR, ORINDA, CA 94563-3912

Mortgage

Document Number	0000320556
Date	Dec 21, 2020
Instrument	2020-320556

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 40 Oak Dr was $11,512 with a veteran's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Orinda City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Orinda Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,022,385 (+2%) Land $758,821 Building $263,564
2025	$11,512.00 Disabled Person's exemption Veteran's exemption	$1,002,340 Land $743,943 Building $258,397
2023	$11,235.00 (+2.98%) Disabled Person's exemption Veteran's exemption	$963,419 Land $715,055 Building $248,364
2022	$10,910.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40 Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Oak Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

Nearby Properties on Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures