Garrard County property record for 40 Northridge Rd, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | built 2021 |
| Lot Size | 1.65 acres (72,222 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,007 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-02.06 |
| Primary APN | 04-02.06 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Metal |
| Lot Area | 72,222 sqft (1.65 acres) |
| Account Number | 22298 |
|---|---|
| Street Address | 40 NORTHRIDGE RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE LOT 6 1.658 AC NORTH RIDGE ESTATES |
| Legal Subdivision | NORTH RIDGE ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 970101 |
Source: Garrard County assessment roll, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 NORTHRIDGE RD, LANCASTER, KY 40444-7276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,007.00 (-0.45%) | $195,000 (+14.71%) Land $40,000 Building $155,000 | $195,000 (+14.71%) Land $40,000 Building $155,000 |
| 2024 | $2,016.00 (-2.84%) | $170,000 (-) Land $40,000 Building $130,000 | $170,000 (-) Land $40,000 Building $130,000 |
| 2023 | $2,075.00 (-0.91%) | $170,000 (-) Land $40,000 Building $130,000 | $170,000 (-) Land $40,000 Building $130,000 |
| 2022 | $2,094.00 | $170,000 Land $40,000 Building $130,000 | $170,000 Land $40,000 Building $130,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 11 (2021–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
| Broadband on Demand Fixed Wireless · not low latency | 25 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile USA Fixed Wireless | 25 / 3 |
May also be available: Virginia Everywhere.
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