40 Northfork Dr, Petal, MS 39465 Property Records

Forrest County property record for 40 Northfork Dr, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,146 sqft · built 2021
Owner	Individual Name on Record
Tax Bill	$2,549 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`1-004W-01-032.00`

Property Details

APN / Parcel Number

Primary APN	`1-004W-01-032.00`
Alternative APNs	`001-0004-01-032.00` `040851` `40851`

Interior

Full Baths	4 Baths
Building Area	2,146 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Shingles
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	40851
Street Address	40 NORTHFORK DR
City	PETAL
State	MS
Zip	39465-8718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 OF NORTH FORK SUB PHASE C
Legal Range	13W
Legal Township	05N
Legal Section	01
Legal Subdivision	NORTH FORK SUB
Legal Phase	C
Legal Lot Number	2
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	1
Census Block	1006
Census Tract	10104

Owner

Source: Forrest County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	40 NORTHFORK DR, PETAL, MS 39465-8718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Aug 31, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021
Deed Sale	Aug 31, 2021
Deed Document Number	0013750267
Deed Book / Page	1375 / 0267
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	40 NORTHFORK DR, PETAL, MS 39465-8718
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002377/447
Date	Aug 31, 2021
Book Page	2377/447
Instrument	826418

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.99%
Max Rate At Change	4.99%
Index	1-Year CMT

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Aug 31, 2021
Property Address	40 NORTHFORK DR, PETAL, MS 39465-8718
Document Number	001375/267
Book / Page	1375 / 267
Instrument Date	Aug 27, 2021
Instrument	826417
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 CHANSE AVE, PETAL, MS 39465-8707

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 NORTHFORK DR, PETAL, MS 39465-8718

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,549.00 (+27.64%) Homeowner's exemption	$21,603 (-88.42%)	$216,030 (+15.81%) Land $30,000 Building $186,030
2023	$1,997.00 Homeowner's exemption	$186,540 (+9%)	$186,540 (-) Land $30,000 Building $156,540
2022		$18,654	$186,540 Land $30,000 Building $156,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2018–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornado, Dec 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 85% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTABUCHIE WATER ASSOCIATION public/private · serves 2,363 people · EPA ID MS0180006
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
defastlink Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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