40 North St, Erving, MA 01344 Property Records

Franklin County and Erving Town property record for 40 North St, Erving, MA 01344

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1931
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$174,350 (Sep 2018)
Tax Bill	$2,343 (2025)
Deeds & Mortgages	Feb 2021 Refinance Sep 2019 Mortgage + 1 more
APN	`ERVI M:006 B:002 L:023`

Property Details

APN / Parcel Number

Primary APN	`ERVI M:006 B:002 L:023`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	1,840 sqft
Basement Area	420 sqft
Unfinished Basement	420 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	40 NORTH ST
City	ERVING
State	MA
Zip	01344-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	2
Legal Lot Number	23
Jurisdiction	ERVING MA
Township / Civil Division	ERVING
Census Block Group	2
Census Block	2002
Census Tract	40400

Owner

Source: Franklin County and Erving Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 NORTH ST, ERVING, MA 01344-9728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PRIMARY RESIDENTIAL MORTGAGE
Sep 19, 2019	Deed of Trust, Mortgage · FHA Mortgage SALISBURY BK&TR
Sep 28, 2018	Quit Claim Deed, Transfer · FHA Mortgage LENDUSA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Mar 28, 2016 · Amount on Record
Deed Book / Page	7262 / 336
Transfer Doc	5147-164
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERVING MA
Property Address	40 NORTH ST, ERVING, MA 01344-9728
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007712-137
Date	Feb 24, 2021
Book Page	7712/137
Instrument	2262

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERVING MA
Property Address	40 NORTH ST, ERVING, MA 01344-9728
Document Number	7426-183
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 NORTH ST ERVING MA 013449728, ERVING, MA 01344-9728

Mortgage

Document Number	7426-183
Date	Sep 24, 2019
Book Page	007426/000183
Instrument	9929

Lender

Name	SALISBURY BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERVING MA
Recording Date	Sep 28, 2018
Property Address	40 NORTH ST, ERVING, MA 01344-9728
Document Number	7262-336
Book / Page	7262 / 336
Instrument	10155
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$11.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72630001
Date	Sep 28, 2018
Instrument	07263/0001

Lender

Name	LENDUSA LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2048

Tax Assessment & Valuation

Source: Franklin County and Erving Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Erving Town
Elementary School District	Erving School District (PK - 06)
Secondary School District	Gill-Montague School District in Erving (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,343.00 (+5.45%)	$251,700 (+4.44%) Land $78,800 Building $172,900
2024	$2,222.00 (+19.85%)	$241,000 (+4.01%) Land $78,800 Building $162,200	$265,620
2023	$1,854.00	$231,700 Land $78,800 Building $152,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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