40 Norman St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 40 Norman St, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,096 sqft · built 1952
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$86,473 (Feb 2019)
Tax Bill	$4,147 (2025)
Deeds & Mortgages	Mar 2020 Refinance Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:09090 P:0008`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:09090 P:0008`
Alternative APN	`90900008`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	750 sqft
Basement Area	168 sqft
Unfinished Basement	168 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,998 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	90900008
Street Address	40 NORMAN ST
City	SPRINGFIELD
State	MA
Zip	01104-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4020
Census Tract	800300

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 RANNEY ST, SPRINGFIELD, MA 01108-1816
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST GUARANTY MORTGAGE
Feb 1, 2019	Quit Claim Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC
Aug 27, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2019 · Amount on Record
Deed Sale	Feb 1, 2019 · Amount on Record
Prior Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	20196094
Deed Book / Page	22544 / 63
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	40 NORMAN ST, SPRINGFIELD, MA 01104-1253
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023150-74
Date	Mar 31, 2020
Book Page	23150/74
Instrument	16763

Lender

Name	FIRST GUARANTY MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 1, 2019
Property Address	40 NORMAN ST, SPRINGFIELD, MA 01104-1253
Document Number	22544-63
Book / Page	22544 / 63
Instrument Date	Oct 1, 2018
Instrument	6094
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 ANNEY ST, SPRINGFIELD, MA

Mortgage

Document Number	6095
Date	Feb 1, 2019
Instrument	6095

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 27, 2018
Property Address	40 NORMAN ST, SPRINGFIELD, MA 01104-1253
Document Number	22330-321
Book / Page	022330 / 000321
Instrument Date	Aug 13, 2018
Instrument	50796
Transaction Type	Foreclosure
Record Updated	Jan 15, 2019

Transaction

Amount	Amount Recorded
Tax	$558.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,147.00 (+33.26%)	$264,500 (+44.93%) Land $38,500 Building $226,000	$257,640
2023	$3,112.00	$182,500 Land $34,100 Building $148,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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