40 Nicholas Dr, Eldridge, IA 52748 Property Records

Scott County property record for 40 Nicholas Dr, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,513 sqft · built 2008
Lot Size	0.246 acres (10,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (May 2017)
Tax Bill	$2,832 (2024)
Deeds & Mortgages	Apr 2017 Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043139322`

Property Details

APN / Parcel Number

Primary APN	`043139322`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,513 sqft Living Area
Basement Area	1,513 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,759 sqft (0.246 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	26 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Old Parcel Number	043139322
Street Address	40 NICHOLAS DR
City	ELDRIDGE
State	IA
Zip	52748-9598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PACHA FARM 1ST ADD LOT: 022 PACHA FARM 1ST ADDLOT 22
Legal Subdivision	PACHA FARM 1ST ADD
Legal Lot Number	22
Jurisdiction	SCOTT IA
Township / Civil Division	BUTLER
Census Block Group	2
Census Block	2016
Census Tract	10202

Owner

Source: Scott County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	40 NICHOLAS DR, ELDRIDGE, IA 52748-9598
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2017	Deed of Trust, Mortgage QUAD CITY BANK & TRUST CO
May 25, 2017	Deed of Trust, Mortgage · VA Mortgage RUHL MORTGAGE LLC
Feb 2, 2022	Deed of Trust, Mortgage · VA Mortgage AMERICAN BANK & TRUST CO
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2017 · Amount on Record
Deed Sale	May 17, 2017 · Amount on Record
Prior Sale	Oct 15, 2008 · Amount on Record
Deed Document Number	2017012909
Prior Transfer Date	Jul 15, 2009
Prior Transfer Doc	2009-00021936
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	40 NICHOLAS DR, ELDRIDGE, IA 52748-9598
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700009129
Date	Apr 17, 2017
Instrument	2017-00009129

Lender

Name	QUAD CITY BANK & TRUST CO
Type	Bank
Address	BETTENDORF, IA 52722

Agreement

Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	40 NICHOLAS DR, ELDRIDGE, IA 52748-9598
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700012911
Date	May 25, 2017
Instrument	2017-00012911

Lender

Name	RUHL MORTGAGE LLC
Type	Mortgage Company
Address	MOLINE, IL 61265

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	40 NICHOLAS DR, ELDRIDGE, IA 52748-9598
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200002999
Date	Feb 2, 2022
Instrument	202200002999

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	DAVENPORT, IA 52807

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	40 NICHOLAS DR, ELDRIDGE, IA 52748-9598
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200007961
Date	Mar 28, 2022
Instrument	202200007961

Lender

Name	AMERICAN BANK & TRUST COMPANY INC
Type	Bank
Address	DAVENPORT, IA 52807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 21, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$291,100 (+4.79%) Land $53,800 Building $237,300	$291,100 (+4.79%) Land $53,800 Building $237,300
2024	$2,832.00 (-0.63%)
2023		$277,800 Land $54,500 Building $223,300	$277,800 Land $54,500 Building $223,300
2022	$2,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK VIEW WATER & SANITARY DISTRICT private · serves 2,389 people · EPA ID IA8200855
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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