Penobscot County and Bangor City property record for 40 Nelson St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,200 sqft · built 2020 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (May 2022) |
| Tax Bill | $4,383 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:031 L:051-A |
| Primary APN | BANG M:031 L:051-A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Lot Area | 26,572 sqft (0.61 acres) |
| Deck Area | Deck Area |
| Heating System | Electric |
|---|
| Account Number | 8386 |
|---|---|
| Street Address | 40 NELSON ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-4761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 51-A |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 500 |
40 Nelson St is owned and occupied by two individuals who bought it in May 2022.
Source: Penobscot County and Bangor City records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 NELSON ST, BANGOR, ME 04401-4761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage LIBERTY 1 LENDING INC |
| Jun 24, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Dec 5, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Oct 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK |
| May 4, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK |
| Sep 14, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2022 · Amount on File |
| Deed Sale | May 4, 2022 · Amount on File |
| Prior Sale | Apr 21, 2010 |
| Deed Document Number | 202211861 |
| Deed Book / Page | 16468 / 61 |
| Transfer Doc | 12108-0130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 40 NELSON ST, BANGOR, ME 04401-4761 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0177360004 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 17736/4 |
| Instrument | 35215 |
| Name | LIBERTY 1 LENDING INC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 40 NELSON ST, BANGOR, ME 04401-4761 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0171810055 |
|---|---|
| Date | Jun 24, 2024 |
| Book Page | 17181/55 |
| Instrument | 14429 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 40 NELSON ST, BANGOR, ME 04401-4761 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0173520077 |
|---|---|
| Date | Dec 5, 2024 |
| Book Page | 17352/77 |
| Instrument | 30195 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 40 NELSON ST, BANGOR, ME 04401-4761 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0157530017 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 15753/17 |
| Instrument | 35062 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | May 4, 2022 |
| Property Address | 40 NELSON ST, BANGOR, ME 04401-4761 |
| Document Number | 0164680061 |
| Book / Page | 16468 / 61 |
| Instrument Date | May 3, 2022 |
| Instrument | 11861 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 139 SANDY BEACH RD, GLENBURN, ME 04401-1809 |
| Document Number | 0000011862 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 11862 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Sep 14, 2020 |
| Property Address | 40 NELSON ST, BANGOR, ME 04401-4761 |
| Document Number | 0156940049 |
| Book / Page | 015694 / 000049 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 29602 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2025 property tax bill for 40 Nelson St was $4,383, down 1.2% from the year before.
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,383.00 (-1.22%) | $247,600 (+3.51%) Land $20,500 Building $227,100 | |
| 2024 | $4,437.00 (+6.22%) | $239,200 (+9.67%) Land $20,500 Building $218,700 | $267,140 |
| 2023 | $4,177.00 (+4.43%) | $218,100 (+11.22%) Land $20,500 Building $197,600 | |
| 2022 | $4,000.00 | $196,100 Land $19,900 Building $176,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Nelson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 40 Nelson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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