40 Navy Dr, Winter Harbor, ME 04693 Property Records

Hancock County and Winter Harbor Town property record for 40 Navy Dr, Winter Harbor, ME 04693

Property Summary

Property Type	Condominium
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2024)
Tax Bill	$1,590 (2024)
Deeds & Mortgages	Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WNHR M:021 L:009-066`

Property Details

APN / Parcel Number

Primary APN	`WNHR M:021 L:009-066`
Alternative APN	`651`

Exterior

Architectural Style	Condo/Apartment
Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Account Number	651
Street Address	40 NAVY DR
City	WINTER HARBOR
State	ME
Zip	04693-3238
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	9-66
Jurisdiction	WINTER HARBOR ME
Township / Civil Division	WINTER HARBOR
Census Block Group	2
Census Block	2005
Census Tract	965800

Owner

40 Navy Dr, a condominium, is owned by two individuals who bought it in July 2024.

Source: Hancock County and Winter Harbor Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 WESTWOOD RD, BANGOR, ME 04401-2951
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2024 · Amount on File
Deed Sale	Jul 19, 2024 · Amount on File
Deed Book / Page	7335 / 410
Record Updated	Sep 20, 2026

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WINTER HARBOR ME
Recording Date	Jul 19, 2024
Property Address	40 NAVY DR, WINTER HARBOR, ME 04693-3238
Document Number	0073350410
Book / Page	7335 / 410
Instrument Date	Jul 18, 2024
Instrument	2024008983
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	35 WESTWOOD RD, GLENBURN, ME 04401-2951

Mortgage

Document Number	2024008984
Date	Jul 19, 2024
Instrument	2024008984

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: Hancock County and Winter Harbor Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Winter Harbor Town
Unified School District	Regional School Unit 24 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$1,590.00	$110,400 Land $31,100 Building $79,300
2022	$1,203.00	$110,400 Land $31,100 Building $79,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Navy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Navy Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HARBOR WATER DISTRICT serves 700 people · EPA ID ME0091630
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20