40 Nancy Ln, Buffalo, NY 14228 Property Records

Erie County and Amherst Town property record for 40 Nancy Ln, Buffalo, NY 14228

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 988 sqft · built 1970
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on File
Tax Bill$4,583 (2026)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone X (moderate risk)
APN142289 27.18-2-20

Property Details

APN / Parcel Number

Primary APN142289 27.18-2-20
Alternative APN
  • 22890271800002020000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area988 sqft Living Area
1st Floor Area988 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions150 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address40 NANCY LN
CityBUFFALO
StateNY
Zip14228-1919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2240 49 60 X 150
Legal Block2
Legal Lot Number20.000
JurisdictionERIE NY
Township / Civil DivisionAMHERST
Census Block Group2
Census Block2001
Census Tract9106

Owner

40 Nancy Ln is owned and occupied by an individual.

Source: Erie County and Amherst Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address40 NANCY LN, BUFFALO, NY 14228-1919
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address40 NANCY LN, AMHERST, NY 14228-1919
Document Number0138292837
Book / Page013829 / 002837
Instrument DateSep 18, 2017
Transaction TypeMortgage
Record UpdatedNov 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 NANCY LN AMHERST NY 142281919, AMHERST, NY 14228-1919

Mortgage

Document Number0138292837
DateSep 28, 2017
Book Page013829/002837
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 40 Nancy Ln was $4,583, up 115.3% from the year before.

Source: Erie County and Amherst Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionAmherst Town
Unified School DistrictWilliamsville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,583.00 (+115.27%)
2025$2,129.00 (-51.51%)$205,000 (-) Land $33,000 Building $172,000$207,100 (+1.02%) Land $33,338 Building $173,762
2024$4,391.00$205,000 (+83.04%) Land $33,000 Building $172,000$205,000 (+13.48%) Land $33,000 Building $172,000
2023$112,000 Land $28,500 Building $83,500$180,645 Land $45,968 Building $134,677
2019$3,361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Nancy Ln in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–1985)
Most Recent ClaimFeb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Nancy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA AMHERST
serves 92,697 people · EPA ID NY1400399
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Nancy Ln

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