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40 N St Andrews Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 40 N St Andrews Dr, Ormond Beach, FL 32174 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,772 sqft · built 1966
Lot Size0.495 acres (21,542 sqft)
Owner2 Trust Names on File
Last Sale$374,900 (Aug 2005)
Tax Bill$3,156 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN3242-10-09-0100

Property Details

APN / Parcel Number

Primary APN3242-10-09-0100
Alternative APNs
  • 32134210090100
  • 42133210090100
  • 3000552.0
  • 3000552

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area3,772 sqft Living Area
Gross Area4,448 sqft
1st Floor Area3,026 sqft
FlooringCombination, Other
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,542 sqft (0.495 acres)
Lot Dimensions133 ft deep x 80 ft wide
View / LotGolf Course
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area998 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3000552
Street Address40 N ST ANDREWS DR
CityORMOND BEACH
StateFL
Zip32174-3839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 10 & 11 BLK 9 TOMOKA OAKS COUNTRY CLUB ESTS UNIT 1 MB 25 PGS 58-59 INC PER OR 1911 PG 0948 PER OR 5560 PG 2602 PER OR 5577 PG 3948 PER OR 5577 PG 3949 PER OR 5624 PG 3352
Legal Range32E
Legal Township13S
Legal Section42
Legal SubdivisionTOMOKA OAKS COUNTRY CLUB EST
Legal Tract10
Legal Block9
Legal Lot Number10,11
Legal Unit1
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group3
Census Block3006
Census Tract80807

Owner

Source: Volusia County records · APN 3242-10-09-0100

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address40 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3839
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2005 · Amount on Record
Deed SaleAug 12, 2005 · Amount on Record
Prior SaleJun 15, 1977 · Amount on Record
Deed Document Number2005219549
Deed Book / Page5624 / 3352
Prior Transfer DateMay 10, 2005
Prior Transfer Doc0055602602
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address40 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3839
Transaction TypeMortgage
Record UpdatedOct 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3839

Mortgage

Document Number0081234510
DateSep 22, 2021
Book Page8123/4510
Instrument2021-227243
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34994
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$241,696 (+2.7%)$413,484 (-0.39%) Land $81,335 Building $332,149
2025$3,156.00 (+7.2%) Homeowner's exemption$235,342 (+5.99%)$415,093 (-9.29%) Land $81,335 Building $333,758
2023$2,944.00 (+3.3%) Homeowner's exemption$222,049 (+3%)$457,629 (+6.14%) Land $95,860 Building $361,769
2022$2,850.00 Homeowner's exemption$215,582$431,149 Land $95,860 Building $335,289

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270808073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 48 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims11 (1987–2024)
Claims Outside the SFHA7 of 11
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wire 3 HoldingsFiber10,000 / 10,000
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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