40 N River Rd, Stuart, FL 34996 Property Records

Martin County property record for 40 N River Rd, Stuart, FL 34996 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2006
Square Footage2,251 sqft Living Area
Lot Size17,860 sqft (0.41 acres)
OccupancyOwner Occupied
Last Sale$827,000 (2023)
Tax Bill$14,572.00 (2024)

Property Details

APN / Parcel Number

Primary APN35-37-41-002-001-0012.0-3-0000
Alternative APNs
  • 35-37-41-002-001-00120-3
  • 9424

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms3 Rooms
Building Area2,251 sqft Living Area
Gross Area2,757 sqft Gross Area
1st Floor2,251 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces
ElevatorElevator

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2006
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area17,860 sqft (0.41 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area506 sqft Garage
Pool Area450 sqft Pool
PorchOpen Porch
Porch Area300 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address40 N RIVER RD
CitySTUART
StateFL
Zip34996-6634
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINDIALUCIE LOT 12 BLK 1
Legal Range41E
Legal Township37S
Legal Section35
Legal SubdivisionINDIALUCIE
Legal Block1
Legal Lot Number12
JurisdictionMARTIN FL
Minor Civil DivisionSTUART
Census Blockgroup2
Census Block2003
Census Tract502

Owner

Source: Martin County records · APN 35-37-41-002-001-0012.0-3-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 N RIVER RD, STUART, FL 34996-6634
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Warranty Deed, Transfer · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Mar 03, 2021Warranty Deed, Transfer · Conventional Mortgage
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2023 · Amount on Record
Deed SaleSep 27, 2023 · Amount on Record
Prior SaleMar 03, 2021 · Amount on Record
Deed Doc Number20233037250
Deed Book / Page3398 / 1499
Prior Transfer DateMar 12, 2013
Prior Transfer Doc0026401995
Record RefreshedJun 08, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateSep 27, 2023
Property Address40 N RIVER RD, STUART, FL 34996-6634
Document Number0033981499
Book / Page3398 / 1499
Map ReferenceMB 4 PG 77
Instrument DateSep 22, 2023
Instrument3037250
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,789.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address40 N RIVER RD, STUART, FL 34996-6634

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 N RIVER RD, STUART, FL 34996-6634

Mortgage

Document Number0033981501
DateSep 27, 2023
Instrument3398/1501
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMar 03, 2021
Property Address40 N RIVER RD, STUART, FL 34996-6634
Document Number0032022578
Book / Page3202 / 2578
Map ReferenceMB 4 PG 77
Instrument DateMar 01, 2021
Instrument2871990
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,375.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address67-1185 MAMALAHOA HWY # HWYD104, HWYD104, KAMUELA, HI 96743-7304

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 N RIVER RD, STUART, FL 34996-6634

Mortgage

Document Number0032022580
DateMar 03, 2021
Instrument3202/2580
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2036

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalitySewall's Point Town
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$930,630 (+49.98%) Land $375,000 Building $555,630$930,630 (+43.78%) Land $375,000 Building $555,630
2024$14,572.00 (+46.51%)
2023$9,946.00 (+3.22%) Additional exemption filed$620,502 (+3%)$647,260 (+7.44%) Land $350,000 Building $297,260
2022$9,636.00 Homeowner's exemption$602,430 Land $350,000 Building $252,430$602,430 Land $350,000 Building $252,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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