Arenac County property record for 40 N Ralph Rd, Au Gres, MI 48703 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 15,246 sqft (0.35 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $154,000 (2024) |
| Tax Bill | $1,587.00 (2025) |
| Primary APN | 012-2-H13-000-074-00 |
|---|
| Lot Area | 15,246 sqft (0.35 acres) |
|---|---|
| Depth X Width | 125 ft x 83.9 ft Depth x Width |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 40 N RALPH RD |
|---|---|
| City | AU GRES |
| State | MI |
| Zip | 48703-9738 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 74 HAMMELL BEACH HEIGHTS |
| Legal Range | 07W |
| Legal Township | 20N |
| Legal Section | 13 |
| Legal Subdivision | HAMMEL BEACH HEIGHTS |
| Legal Lot Number | 74 |
| Jurisdiction | ARENAC MI |
| Minor Civil Division | WHITNEY |
| Census Blockgroup | 1 |
| Census Block | 1073 |
| Census Tract | 970100 |
Source: Arenac County records · APN 012-2-H13-000-074-00
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 N RALPH RD, AU GRES, MI 48703-9738 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 02, 2017 | Deed of Trust, Mortgage · Balloon Payment NORTHLAND AREA FEDERAL CREDIT UNION |
| Oct 02, 2017 | Deed of Trust, Mortgage · Line of Credit NORTHLAND AREA FEDERAL CREDIT UNION |
| Aug 28, 2019 | Warranty Deed, Transfer · Stand Alone First Mortgage HURON COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on Record |
| Deed Sale | Apr 19, 2024 · Amount on Record |
| Prior Sale | Aug 28, 2019 · Amount on Record |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARENAC MI |
| Property Address | 40 N RALPH RD, AU GRES, MI 48703-9738 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2/33 |
|---|---|
| Date | Oct 02, 2017 |
| Book Page | 2/33 |
| Instrument | 201703373 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARENAC MI |
| Property Address | 40 N RALPH RD, AU GRES, MI 48703-9738 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000002/0000000033 |
|---|---|
| Date | Oct 02, 2017 |
| Book Page | 0000000002/0000000033 |
| Instrument | 201703373 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ARENAC MI |
| Recording Date | Aug 28, 2019 |
| Property Address | 40 N RALPH RD, AU GRES, MI 48703-9738 |
| Document Number | 2/33 |
| Book / Page | 2 / 33 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 201902796 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1221 PENNINGTON CIR, GRAND LEDGE, MI 48837-2325 |
| Investor | Possibly a Property Investor |
| Document Number | 201902797 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 201902797 |
| Name | HURON COMMUNITY BANK |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000002/33 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 2/33 |
| Instrument | 201902796 |
| Name | HURON COMMUNITY BANK |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2039 |
Source: Arenac County records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Arenac County |
| County Subdivision | Whitney Township |
| Unified School District | Au Gres-Sims School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,600 | $117,200 | |
| 2025 | $1,587.00 |
Source: FEMA National Flood Hazard Layer, Arenac County (26011C), updated June 15, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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