40 N Main St, Webster, MA 01570 Property Records

Worcester County and Webster Town property record for 40 N Main St, Webster, MA 01570

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,849 sqft · built 1900
Lot Size	0.143 acres (6,209 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jul 2016)
Tax Bill	$3,806 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:0015G B:90`

Property Details

APN / Parcel Number

Primary APN	`M:0015G B:90`
Alternative APNs	`WEBS M:15 B:G P:90` `2226`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,849 sqft Living Area
Gross Area	3,484 sqft
Basement Area	1,472 sqft
Unfinished Basement	1,472 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,209 sqft (0.143 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	2226
Street Address	40 N MAIN ST
City	WEBSTER
State	MA
Zip	01570-2230
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GB-4 W
Legal Block	G
Jurisdiction	WEBSTER MA
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1008
Census Tract	754300

Owner

40 N Main St, a duplex, is owned and occupied by an individual who bought it in July 2016.

Source: Worcester County and Webster Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	40 N MAIN ST, WEBSTER, MA 01570-2230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2016 · Amount on File
Deed Sale	Jul 18, 2016 · Amount on File
Prior Sale	Mar 30, 2012 · Amount on File
Deed Book / Page	55655 / 78
Transfer Doc	0055655-78
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	40 N MAIN ST, WEBSTER, MA 01570-2230
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064789-131
Date	Mar 29, 2021
Book Page	64789/131
Instrument	42431

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2046

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	40 N MAIN ST, WEBSTER, MA 01570-2230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61920-317
Date	Feb 20, 2020
Book Page	61920/317
Instrument	17758

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 40 N Main St was $3,806, up 4.5% from the year before.

Source: Worcester County and Webster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Webster Town
Unified School District	Webster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,806.00 (+4.47%)	$320,400 (+7.12%) Land $32,400 Building $288,000	$424,060
2024	$3,643.00 (+17.1%)	$299,100 (+20.17%) Land $31,200 Building $267,900
2023	$3,111.00	$248,900 Land $29,700 Building $219,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER WATER DEPARTMENT serves 17,776 people · EPA ID MA2316000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

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