40 N Eldorado St, San Mateo, CA 94401 Property Records

San Mateo County property record for 40 N Eldorado St, San Mateo, CA 94401 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 1951
Lot Size	0.135 acres (5,880 sqft)
Owner	2 Individual Names on File
Last Sale	$1,495,000 (Sep 2022)
Tax Bill	$20,836 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033-146-210`

Property Details

APN / Parcel Number

Primary APN	`033-146-210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft
Family Room	Family Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	5,880 sqft (0.135 acres)
Lot Dimensions	118 ft deep x 50 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40 N ELDORADO ST
City	SAN MATEO
State	CA
Zip	94401-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 117.67 FT OF LOT 9 BLOCK 41 BOWIE EST EASTERN ADD TO SANMATEO RSM A/9
Legal Subdivision	EASTERN ADD
Legal Block	41
Legal Lot Number	9
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1004
Census Tract	606202

Owner

Source: San Mateo County records · APN 033-146-210

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 N ELDORADO ST, SAN MATEO, CA 94401-3212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 09, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 08, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2022 · Amount on Record
Deed Sale	Sep 08, 2022 · Amount on Record
Prior Sale	Nov 09, 2016 · Amount on Record
Deed Document Number	202265953
Prior Transfer Date	Feb 04, 2015
Prior Transfer Doc	0000011324
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	40 N ELDORADO ST, SAN MATEO, CA 94401-3212
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 FOSTER CITY BLVD 3102, 3102, FOSTER CITY, CA 94404-2380

Mortgage

Document Number	0000027375
Date	Jun 09, 2023
Instrument	2023-027375

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Oct 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	Other
Max Rate	9.5%

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 08, 2022
Property Address	40 N ELDORADO ST, SAN MATEO, CA 94401-3212
Document Number	0000065953
Map Reference	MB 3 PG 15
Instrument Date	Sep 02, 2022
Instrument	2022-065953
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,119.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	40 N ELDORADO ST, SAN MATEO, CA 94401-3212

Mortgage

Document Number	0000065954
Date	Sep 08, 2022
Instrument	2022-065954

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Oct 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	Other
Max Rate	9.5%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 29, 2020
Property Address	40 N ELDORADO ST, SAN MATEO, CA 94401-3212
Document Number	0000119709
Instrument Date	Oct 17, 2020
Instrument	119709
Transaction Type	Transfer
Record Updated	Dec 03, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40 N ELDORADO ST SAN MATEO CA 944013212, SAN MATEO, CA 94401-3212

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,586,505 (+2%) Land $1,146,104 Building $440,401
2025	$20,836.00 (+9.34%)	$1,555,398 (+4.04%) Land $1,123,632 Building $431,766
2023	$19,056.00 (+16.22%)	$1,495,000 Land $1,080,000 Building $415,000	$1,290,240
2022	$16,397.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816062021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Dec 2022, tidal / storm surge, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 791 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Sonic Telecom	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
Unwired	Fixed Wireless	300 / 25
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100

May also be available at this address: T-Mobile USA, AT&T, California Internet, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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