40 N Dwight St, Reading, PA 19609 Property Records

Berks County property record for 40 N Dwight St, Reading, PA 19609

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2.5 ba · 2,679 sqft · built 1943
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Aug 2017)
Tax Bill	$2,262 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4386-11-66-5852`

Property Details

APN / Parcel Number

Primary APN	`4386-11-66-5852`
Alternative APNs	`80-4386-11-66-5852` `80200300` `200300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,679 sqft Living Area
Basement Area	703 sqft
Game Room	Game Room

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80200300
Street Address	40 N DWIGHT ST
City	READING
State	PA
Zip	19609-1429
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Subdivision	PLAN OF SPRINGMONT
Legal Block	66
Legal Lot Number	166-1
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	3
Census Block	3018
Census Tract	10903

Owner

40 N Dwight St, a residential property, is owned and occupied by an individual who bought it in August 2017.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	40 N DWIGHT ST, READING, PA 19609-1429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 21, 2017	Deed, Transfer · FHA Mortgage CUSTOMERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2017 · Amount on File
Deed Sale	Aug 21, 2017 · Amount on File
Deed Document Number	201730498
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	40 N DWIGHT ST, READING, PA 19609-1429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 N DWIGHT ST, READING, PA 19609-1429

Mortgage

Document Number	0000043103
Date	Nov 13, 2020
Instrument	2020043103

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Sep 1, 2047

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 21, 2017
Property Address	40 N DWIGHT ST, READING, PA 19609-1429
Document Number	0000030498
Instrument Date	Aug 18, 2017
Instrument	2017030498
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	CONESTOGA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 N DWIGHT ST, WEST LAWN, PA 19609-1429

Mortgage

Document Number	0000030499
Date	Aug 21, 2017
Instrument	2017030499

Lender

Name	CUSTOMERS BANK
Type	Bank
Address	PHOENIXVILLE, PA 19460

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 40 N Dwight St was $2,262.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,262.00	$120,100 Land $35,200 Building $84,900	$35,200 Land $35,200
2024	$2,015.00	$120,100 Land $35,200 Building $84,900
1994			$120,100 Land $35,200 Building $84,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 N Dwight St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 N Dwight St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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