40 N Cliff Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 40 N Cliff Rd, Cullowhee, NC 28723

Property Summary

Property Type	Residential Vacant Land
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Mar 2020)
Tax Bill	$48 (2025)
Deeds & Mortgages	Mar 2020 Sale Oct 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7556-78-9324`

Property Details

APN / Parcel Number

Primary APN	`7556-78-9324`
Alternative APN	`23234`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	40 N CLIFF RD
City	CULLOWHEE
State	NC
Zip	28723
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LT 40 CEDAR CLIFF FARMS
Legal Subdivision	PLAT OF CEDAR CLIFF FARMS
Legal Tract	A
Legal Lot Number	40
Jurisdiction	JACKSON NC
Township / Civil Division	MOUNTAIN
Census Block Group	5
Census Block	5033
Census Tract	950600

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 W MAIN ST, SYLVA, NC 28779-5555
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 17, 2018	Warranty Deed, Transfer ATTORNEY ONLY
May 5, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2020 · Amount on Record
Deed Sale	Mar 20, 2020 · Amount on Record
Prior Sale	May 5, 2017 · Amount on Record
Deed Book / Page	2263 / 612
Prior Transfer Date	Oct 8, 2008
Prior Transfer Doc	0017700267
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 20, 2020
Property Address	N CLIFF RD, CULLOWHEE, NC 28723
Document Number	0022630612
Book / Page	002263 / 000612
Instrument Date	Dec 31, 2019
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 100 WEBSTER NC 287880100, WEBSTER, NC 28788-0100

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 17, 2018
Property Address	N CLIFF RD, CULLOWHEE, NC 28723
Document Number	0022250410
Book / Page	002225 / 000410
Instrument Date	Oct 17, 2018
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	705 W MAIN ST SYLVA NC 287795555, SYLVA, NC 28779-5555

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON NC
Recording Date	May 5, 2017
Property Address	N CLIFF RD, CULLOWHEE, NC 28723
Document Number	0021880109
Book / Page	002188 / 000109
Instrument Date	May 3, 2017
Transaction Type	Transfer
Record Updated	May 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$619.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	705 W MAIN ST SYLVA NC 287795555, SYLVA, NC 28779-5555

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$12,760 (-) Land $12,760
2025	$48.00 (-42.86%)	$12,760 (-42.88%) Land $12,760
2023	$84.00	$22,340 Land $22,340

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	21 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 13 claims Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on N Cliff Rd

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